440 Pine Cliff Rd, Havelock, NC 28532 Property Records

Craven County property record for 440 Pine Cliff Rd, Havelock, NC 28532 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1960
Square Footage	960 sqft Living Area
Lot Size	42,178 sqft (0.968 acres)
Occupancy	Owner Occupied
Last Sale	$220,000 (2026)
Tax Bill	$308.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`5-007-012`
Alternative APN	`98665`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	4 Rooms
Building Area	960 sqft Living Area
1st Floor	960 sqft 1st Floor
Stories	1 Stories
Interior Structure	Finished/Painted Interior Structure

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Wood Exterior
Construction Type	Wood Construction
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	42,178 sqft (0.968 acres)

Utilities and HVAC

Cooling System	None Cooling

Location & Zoning

Account Number	98665
Street Address	440 PINE CLIFF RD
City	HAVELOCK
State	NC
Zip	28532-8706
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HEAD KINGS CREEK
Legal Block	3228
Legal Lot Number	0672
Jurisdiction	CRAVEN NC
Minor Civil Division	5
Census Blockgroup	3
Census Block	3005
Census Tract	961303

Owner

Source: Craven County records · APN 5-007-012

Assessment roll updated October 7, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	440 PINE CLIFF RD, HAVELOCK, NC 28532-8706
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 18, 2026 · Amount on Record
Deed Sale	Jun 18, 2026 · Amount on Record
Deed Doc Number	202610157747
Deed Book / Page	3884 / 1780
Record Refreshed	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jun 18, 2026
Property Address	440 PINE CLIFF RD, HAVELOCK, NC 28532-8706
Document Number	0010157747
Book / Page	3884 / 1780
Instrument Date	Jun 13, 2026
Instrument	202610157747
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$44,440.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 PINE CLIFF RD, HAVELOCK, NC 28532-8706

Mortgage

Document Number	0010157748,
Date	Jun 18, 2026
Instrument	202610157748

Lender

Name	MARINE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Craven County records · Assessment roll updated October 7, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$308.00 (+4.05%)	$47,450 (-) Land $20,000 Building $27,450	$47,450 (-) Land $20,000 Building $27,450
2023	$296.00 (-9.48%)	$47,450 (+10.74%) Land $20,000 Building $27,450	$47,450 (+10.74%) Land $20,000 Building $27,450
2022	$327.00	$42,850 Land $23,000 Building $19,850
2018			$42,850 Land $23,000 Building $19,850

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Craven County (37049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 90% of North Carolina
Wildfire Likelihood	About 1 in 629 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.