Kenton County property record for 440 Pickett Dr, Fort Wright, KY 41011
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 3 ba · 2,184 sqft · built 1968 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $126,000 (Nov 2003) |
| Tax Bill | $1,982 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027-30-00-105.01 |
| Primary APN | 027-30-00-105.01 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,184 sqft Finished Area |
| Gross Area | 2,392 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 440 PICKETT DR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-1861 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | FT HENRY SEC 5B LOT 28 |
| Legal Subdivision | FT HENRY |
| Legal Phase | 5B |
| Legal Lot Number | 28 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 64800 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 440 PICKETT DR, COVINGTON, KY 41011-1861 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 28, 2023 | Deed of Trust, Mortgage · SBA Mortgage WESBANCO BANK INC |
| Jul 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BANK INC |
| Dec 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FIN'L BK&TR |
| Oct 4, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2003 · Amount on Record |
| Deed Sale | Nov 3, 2003 · Amount on Record |
| Deed Document Number | 200311 03 059 00428 |
| Deed Book / Page | 1929 / 118 |
| Last Transfer Date | Aug 30, 2019 |
| Transfer Doc | 0005900096 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 440 PICKETT DR, COVINGTON, KY 41011-1861 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 814 POINTE DR, CRESCENT SPRINGS, KY 41017-5358 |
| Document Number | 0005900229 |
|---|---|
| Date | Nov 28, 2023 |
| Book Page | KCM 510/72 |
| Instrument | 23112805900229 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | WHEELING, WV 26003 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 27, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 440 PICKETT DR, COVINGTON, KY 41011-1861 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005900020 |
|---|---|
| Date | Jul 6, 2021 |
| Book Page | 238/313 |
| Instrument | 21070605900020 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | WHEELING, WV 26003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Jul 1, 2036 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.25% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 8.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 440 PICKETT DR, COVINGTON, KY 41011-1861 |
| Document Number | 0000000003 |
| Instrument Date | Dec 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2020 |
| Title Company | BRIDGETRUST TITLE GROUP, BRIDGETRUST TITLE GRP |
| Name | Verified Name |
|---|---|
| Address | 440 PICKETT DR #A COVINGTON KY 410111861, A, COVINGTON, KY 41011-1861 |
| Document Number | 0000000003 |
|---|---|
| Date | Jan 7, 2020 |
| Book Page | 0000M1/000565 |
| Instrument | 3 |
| Name | FIRST FIN'L BK&TR |
|---|---|
| Type | Funding / Finance Company |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 6, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 4, 2019 |
| Property Address | 440 PICKETT DR, COVINGTON, KY 41011-1861 |
| Document Number | 0000000096 |
| Book / Page | 0C6769 / 000195 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 96 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 440 PICKETT DR #A COVINGTON KY 410111861, A, COVINGTON, KY 41011-1861 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Wright City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $200,000 (-) Land $40,000 Building $160,000 | $200,000 (-) Land $40,000 Building $160,000 | |
| 2025 | $1,982.00 (+23.95%) | $200,000 (+33.33%) Land $40,000 Building $160,000 | $200,000 (+33.33%) Land $40,000 Building $160,000 |
| 2023 | $1,599.00 | $150,000 Land $40,000 Building $110,000 | $150,000 Land $40,000 Building $110,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 1993 · alluvial fan flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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