Cleveland County property record for 440 Phifer Rd, Kings Mountain, NC 28086
| Property Type | Residential Vacant Land |
|---|---|
| Details | 2,481 sqft · built 2025 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (Nov 2025) |
| Tax Bill | $3,366 (2026) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 67578 |
| Primary APN | 67578 |
|---|---|
| Alternative APN |
|
| Building Area | 2,481 sqft Living Area |
|---|
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,038 sqft (0.46 acres) |
| Account Number | 1328034 |
|---|---|
| Street Address | 440 PHIFER RD |
| City | KINGS MOUNTAIN |
| State | NC |
| Zip | 28086-3721 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | .46AC LOT#2 PB50-80 |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 6 |
| Census Block | 6000 |
| Census Tract | 950400 |
Source: Cleveland County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 440 PHIFER RD, KINGS MOUNTAIN, NC 28086-3721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2025 · Amount on Record |
| Deed Sale | Nov 6, 2025 · Amount on Record |
| Deed Document Number | 2025200120952 |
| Deed Book / Page | 1960 / 595 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Nov 6, 2025 |
| Property Address | 440 PHIFER RD, KINGS MOUNTAIN, NC 28086-3721 |
| Document Number | 0019600595 |
| Book / Page | 1960 / 595 |
| Map Reference | MB 50 PG 80 |
| Instrument Date | Nov 6, 2025 |
| Instrument | 200120952 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3514 SAVANNAH WAY, MONROE, NC 28110-7636 |
| Name | Verified Name |
|---|---|
| Address | 440 PHIFER RD, KINGS MOUNTAIN, NC 28086-3721 |
| Document Number | 0200120953 |
|---|---|
| Date | Nov 6, 2025 |
| Instrument | 200120953 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Kings Mountain City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,366.00 (+1,052.74%) | $325,113 (+1,039.95%) Land $19,607 Building $305,506 | $325,113 (+1,039.95%) Land $19,607 Building $305,506 |
| 2025 | $292.00 | $28,520 Land $28,520 | $28,520 Land $28,520 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF KINGS MOUNTAIN serves 14,784 people · EPA ID NC0123020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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