440 Penning Rd, Chehalis, WA 98532 Property Records

Lewis County property record for 440 Penning Rd, Chehalis, WA 98532

Property Summary

Property Type	Single Family Home
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Feb 2022)
Tax Bill	$5,139 (2024)
Deeds & Mortgages	Nov 2021 Mortgage May 2023 Line of Credit + 4 more
APN	`018939034008`

Property Details

APN / Parcel Number

Primary APN	`018939034008`
Alternative APN	`2215914`

Exterior

Lot Area	87,120 sqft

Location & Zoning

Account Number	2215914
Street Address	440 PENNING RD
City	CHEHALIS
State	WA
Zip	98532-9154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 20 TOWNSHIP 13N RANGE 03W PT NE4 BEING LOT 2 CSP SP19-00010 3518406
Legal Range	03W
Legal Township	13N
Legal Section	20
Legal Subdivision	LEWIS COUNTY CLSTR SHORT PLAT
Legal Lot Number	2
Jurisdiction	LEWIS WA
Township / Civil Division	WINLOCK-PE ELL
Census Block Group	1
Census Block	1017
Census Tract	971502

Owner

Source: Lewis County records, as of February 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	440 PENNING RD, CHEHALIS, WA 98532-9154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 19, 2023	Deed of Trust, Mortgage · Line of Credit WASHINGTON STATE EMPLOYEES CU
Jan 19, 2021	Deed of Trust, Mortgage OLYMPIA FED'L SVGS
Dec 3, 2020	Deed of Trust, Construction Loan · Construction Mortgage OLYMPIA FED'L SVGS
Jan 22, 2021	Grant Deed, Transfer NOT AVAILABLE
Feb 10, 2022	Warranty Deed, Transfer LEWIS COUNTY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2022 · Amount on Record
Deed Sale	Feb 10, 2022 · Amount on Record
Prior Sale	Jan 22, 2021 · Amount on Record
Deed Document Number	3570716
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	440 PENNING RD, CHEHALIS, WA 98532-9154
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003565670
Date	Nov 29, 2021
Instrument	3565670

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	440 PENNING RD, CHEHALIS, WA 98532-9154
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	LEWIS COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003593501
Date	May 19, 2023
Instrument	3593501

Lender

Name	WASHINGTON STATE EMPLOYEES CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	440 PENNING RD, CHEHALIS, WA 98532-9154
Document Number	0003542339
Instrument Date	Jan 19, 2021
Transaction Type	Mortgage
Record Updated	May 17, 2021
Title Company	LEWIS COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	440 PENNING RD CHEHALIS WA 98532, CHEHALIS, WA 98532

Mortgage

Document Number	0003542339
Date	Jan 25, 2021
Instrument	3542339

Lender

Name	OLYMPIA FED'L SVGS
Type	Federal Savings Bank
Address	OLYMPIA, WA 98501

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jan 24, 2046

December 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Recording Date	Dec 3, 2020
Property Address	440 PENNING RD, CHEHALIS, WA 98532-9154
Document Number	0003538311
Instrument Date	Dec 2, 2020
Instrument	3538311
Transaction Type	Construction Loan
Record Updated	May 17, 2021
Title Company	LEWIS COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	440 PENNING RD CHEHALIS WA 98532, CHEHALIS, WA 98532

Mortgage

Document Number	0003538311
Date	Dec 3, 2020
Instrument	3538311

Lender

Name	OLYMPIA FED'L SVGS
Type	Federal Savings Bank
Address	OLYMPIA, WA 98501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2050

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LEWIS WA
Recording Date	Jan 22, 2021
Property Address	440 PENNING RD, CHEHALIS, WA 98532-9154
Document Number	0003542294
Instrument Date	Jul 28, 2020
Instrument	3542294
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4826 RURAL RD SW TUMWATER WA 985126706, TUMWATER, WA 98512-6706

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS WA
Recording Date	Feb 10, 2022
Property Address	440 PENNING RD, CHEHALIS, WA 98532-9154
Document Number	0003570716
Map Reference	AF 3518406
Instrument Date	Jul 28, 2020
Instrument	3570716
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	LEWIS COUNTY TITLE

Transaction

Amount	Amount Recorded
Tax	$1,685.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4826 RURAL RD SW, TUMWATER, WA 98512-6706

Tax Assessment & Valuation

Source: Lewis County assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	Washington
County	Lewis County
Unified School District	Adna School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,139.00 (-2.56%)	$638,700 (-2.49%) Land $171,000 Building $467,700	$638,700 (-2.49%) Land $171,000 Building $467,700
2023	$5,274.00
2022		$655,000 Land $117,800 Building $537,200	$655,000 Land $117,800 Building $537,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2007 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOISTFORT VALLEY private · serves 2,389 people · EPA ID WA5307610
Water Source	Surface water
Last State Inspection	Oct 2021
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Hawk Networks Fixed Wireless	200 / 70

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only)

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