Ocean County and Lacey Township property record for 440 Penn Ave, Forked River, NJ 08731
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 883 sqft · built 1940 |
| Lot Size | 0.184 acres (8,002 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $302,000 (Jan 2022) |
| Tax Bill | $4,217 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Sep 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01451-0000-00045 |
| Primary APN | 13-01451-0000-00045 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 883 sqft Living Area |
| Gross Area | 1,619 sqft |
| 1st Floor Area | 883 sqft |
| Basement Area | 736 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 8,002 sqft (0.184 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Pool Type | Spa / Hot Tub (No Pool) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 00096491 |
|---|---|
| Street Address | 440 PENN AVE |
| City | FORKED RIVER |
| State | NJ |
| Zip | 08731-2508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | 80 X 100 46,47,48 |
| Legal Subdivision | BARNEGAT PINES REALTY CO INC M |
| Legal Block | 1451 |
| Legal Lot Number | 45 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LACEY |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 732003 |
Source: Ocean County and Lacey Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 440 PENN AVE, FORKED RIVER, NJ 08731-2508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2022 | Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 9, 2021 | Deed, Transfer SURETY TITLE AGENCY COASTAL RE, SURETY TTL AGCY COASTAL REGI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2022 · Amount on Record |
| Deed Sale | Jan 19, 2022 · Amount on Record |
| Prior Sale | Sep 9, 2021 · Amount on Record |
| Deed Document Number | 20227315 |
| Deed Book / Page | 18870 / 1678 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jan 19, 2022 |
| Property Address | 440 PENN AVE, FORKED RIVER, NJ 08731-2508 |
| Document Number | 0188701678 |
| Book / Page | 18870 / 1678 |
| Instrument Date | Jan 4, 2022 |
| Instrument | 2022007315 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2025 |
| Title Company | SURETY TITLE AGENCY COASTAL RE, SURETY TTL AGCY COASTAL REGI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,730.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1140 LAUREL BLVD, LANOKA HARBOR, NJ 08734-2902 |
| Name | Verified Name |
|---|---|
| Address | 440 PENN AVE, FORKED RIVER, NJ 08731-2508 |
| Document Number | 2022007316 |
|---|---|
| Date | Jan 19, 2022 |
| Instrument | 2022007316 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Sep 9, 2021 |
| Property Address | 440 PENN AVE, FORKED RIVER, NJ 08731-2508 |
| Document Number | 0186710429 |
| Book / Page | 18671 / 429 |
| Instrument Date | Aug 27, 2021 |
| Instrument | 2021131574 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2025 |
| Title Company | SURETY TITLE AGENCY COASTAL RE, SURETY TTL AGCY COASTAL REGI |
| Amount | Amount Recorded |
|---|---|
| Tax | $330.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 440 PENN AVE, FORKED RIVER, NJ 08731-2508 |
| Name | Verified Name |
|---|---|
| Address | 440 PENN AVE, FORKED RIVER, NJ 08731-2508 |
Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $154,200 (-) Land $76,000 Building $78,200 | $154,200 (-) Land $76,000 Building $78,200 | |
| 2025 | $4,217.00 (+7.93%) | $154,200 (-) Land $76,000 Building $78,200 | $154,200 (-) Land $76,000 Building $78,200 |
| 2024 | $3,907.00 (+12.79%) | ||
| 2023 | $154,200 Land $76,000 Building $78,200 | $154,200 Land $76,000 Building $78,200 | |
| 2022 | $3,464.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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