440 Pearl St, La Jolla, CA 92037 Property Records

San Diego County property record for 440 Pearl St, La Jolla, CA 92037

Property Summary

Property Type	Multi-Family Dwellings
Details	4,500 sqft · built 2013
Lot Size	0.118 acres (5,121 sqft)
Owner	Company Name on File
Last Sale	$275,000 (Aug 1999)
Tax Bill	$51,838 (2025)
Deeds & Mortgages	Jan 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`350-412-24-00`

Property Details

APN / Parcel Number

Primary APN	`350-412-24-00`
Alternative APN	`3504121200`

Interior

Units	5 Units
Building Area	4,500 sqft Living Area
Gross Area	14,500 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Multi-Family
Lot Area	5,121 sqft (0.118 acres)

Location & Zoning

Old Parcel Number	3504121200
Street Address	440 PEARL ST
City	LA JOLLA
State	CA
Zip	92037-4901
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	LJPD-5
Legal Description	LOT 1 TR 006324
Legal Subdivision	FRISBEES SUB
Legal Tract	006324
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1014
Census Tract	8201

Owner

Source: San Diego County records · APN 350-412-24-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 669, POWAY, CA 92074-0669
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 30, 1999 · Amount on Record
Deed Sale	Aug 30, 1999 · Amount on Record
Prior Sale	Dec 15, 1988 · Amount on Record
Deed Document Number	1999597849
Last Transfer Date	Jan 15, 2002
Transfer Doc	0000073389
Record Updated	Sep 20, 2026

January 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 30, 2017
Property Address	440 PEARL ST, LA JOLLA, CA 92037-4901
Instrument Date	Jan 09, 2017
Instrument	47568
Transaction Type	Construction Loan
Record Updated	Feb 06, 2017
Title Company	TICOR TITLE NATIONAL COMMERCIAL SERVICES, TICOR TITLE NAT'L COM'L SVCS

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 669 POWAY CA 920740669, POWAY, CA 92074-0669

Mortgage

Document Number	0000047568
Date	Jan 30, 2017
Instrument	47568

Lender

Name	MUFG UNION BK NA
Type	Bank
Address	145 S STATE COLLEGE BLVD # 600, BREA, CA 92821-5833

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$4,222,121 (+2%) Land $650,596 Building $3,571,525
2025	$51,838.00 (+6.26%)	$4,139,336 (+4.04%) Land $637,840 Building $3,501,496
2023	$48,784.00 (+2.73%)	$3,978,603 Land $613,073 Building $3,365,530
2022	$47,486.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: California Internet, Verizon.

Based on FCC filings for 481 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.