440 Parmenter Rd, Potsdam, NY 13676 Property Records

St. Lawrence County and Potsdam Town property record for 440 Parmenter Rd, Potsdam, NY 13676

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,519 sqft · built 2019
Lot Size	2.3 acres (100,188 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Jul 2023)
Tax Bill	$8,949 (2026)
Deeds & Mortgages	Jan 2019 Loan Modification Jun 2018 Construction Loan
APN	`407489 76.004-1-49`

Property Details

APN / Parcel Number

Primary APN	`407489 76.004-1-49`
Alternative APN	`748907600400010490000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,519 sqft Living Area
1st Floor Area	1,519 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	100,188 sqft (2.3 acres)
Lot Width	261 ft Width
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Porch	Slab
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	407489 76.004-1-49
Street Address	440 PARMENTER RD
City	POTSDAM
State	NY
Zip	13676-3149
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	01 - NOT Z
Legal Block	1
Legal Lot Number	49.000
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	POTSDAM
Census Block Group	1
Census Block	1050
Census Tract	490800

Owner

Source: St. Lawrence County and Potsdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	440 PARMENTER RD, POTSDAM, NY 13676-3149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2019	Loan Modification, Mortgage · Conventional Mortgage MASSENA S&L
Jun 12, 2018	Trustee's Deed, Construction Loan · Construction Mortgage MASSENA SAVINGS AND LOAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2023 · Amount on Record
Deed Sale	Jul 31, 2023 · Amount on Record
Prior Sale	Mar 22, 2021 · Amount on Record
Deed Document Number	20239314
Prior Transfer Date	Oct 3, 2015
Prior Transfer Doc	0000014295
Record Updated	Oct 29, 2026

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LAWRENCE NY
Property Address	440 PARMENTER RD, POTSDAM, NY 13676-3149
Document Number	0000000755
Instrument Date	Jan 18, 2019
Transaction Type	Mortgage
Record Updated	May 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 PARMENTER RD POTSDAM NY 136763149, POTSDAM, NY 13676-3149

Mortgage

Document Number	0000000755
Date	Jan 24, 2019
Instrument	755

Lender

Name	MASSENA S&L
Address	MASSENA, NY 13662

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Jun 12, 2018
Property Address	440 PARMENTER RD, POTSDAM, NY 13676-3149
Instrument Date	Jun 12, 2018
Instrument	7167
Transaction Type	Construction Loan
Record Updated	Jul 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 ADAMS RD NORFOLK NY 136673122, NORFOLK, NY 13667-3122

Mortgage

Document Number	0000007167
Date	Jun 12, 2018
Instrument	7167

Lender

Name	MASSENA SAVINGS AND LOAN
Address	255 MAIN ST, MASSENA, NY 13662-1904

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 11, 2043

Interest

Rate Type	Adjustable Rate
Rate	4.6%

Tax Assessment & Valuation

Source: St. Lawrence County and Potsdam Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Potsdam Town
Unified School District	Potsdam Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,949.00 (+38.27%) Veteran's exemption
2025	$6,472.00	$329,000 (+127.68%) Land $51,300 Building $277,700	$329,000 (+68.48%) Land $51,300 Building $277,700
2023		$144,500 Land $28,300 Building $116,200	$195,270 Land $38,243 Building $157,027

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: SLICFiber.

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