440 Park St, Monroe, WA 98272 Property Records

Snohomish County property record for 440 Park St, Monroe, WA 98272

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,616 sqft · built 1991
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Aug 2003)
Tax Bill	$4,624 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5583-008-002-00`

Property Details

APN / Parcel Number

Primary APN	`5583-008-002-00`
Alternative APNs	`005583-008-002-00` `55830080020005` `309788`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,616 sqft Living Area
Gross Area	2,056 sqft
1st Floor Area	892 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Sundeck
Porch Area	64 sqft
Deck Area	164 sqft
Patio Area	164 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	309788
Street Address	440 PARK ST
City	MONROE
State	WA
Zip	98272-2123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR6000
Legal Description	ROBERTS BROS 1ST ADD TO MONROE BLK 008 D-00 LOTS 2,3, & 4 EXC TH PTN OF SD LOT 2 DAF COM NE COR OF SD LOT 2 TPB TH S0112 21E 12.27FT TH S8850 05W 116.35FT TO W LN OF SD LOT 2 TH N0111 50W 12.26FT TO NW COR OF SD LOT 2 TH N8849 41E 116.35FT ALG N
Legal Section	01
Legal Subdivision	ROBERTS BROS 1ST ADD TO MONROE
Legal Block	008 D
Legal Lot Number	2,3
Jurisdiction	SNOHOMISH WA
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1005
Census Tract	52210

Owner

Source: Snohomish County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	440 PARK ST, MONROE, WA 98272-2123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage TICOR TITLE
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Feb 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage INSPIRUS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2003 · Amount on Record
Deed Sale	Aug 5, 2003 · Amount on Record
Deed Document Number	20031690
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Recording Date	Jul 6, 2026
Property Address	440 PARK ST, MONROE, WA 98272-2123
Document Number	0000000223
Instrument Date	Jun 30, 2026
Instrument	2026223
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 PARK ST, MONROE, WA 98272-2123

Mortgage

Document Number	0000000223,
Date	Jul 6, 2026
Instrument	2026223

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.79%
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	440 PARK ST, MONROE, WA 98272-2123
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000119
Date	Oct 22, 2020
Instrument	202010220119

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	440 PARK ST, MONROE, WA 98272-2123
Document Number	0000000265
Instrument Date	Feb 19, 2019
Transaction Type	Mortgage
Record Updated	Mar 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	440 PARK ST MONROE WA 982722123, MONROE, WA 98272-2123

Mortgage

Document Number	0000000265
Date	Feb 27, 2019
Instrument	201902270265

Lender

Name	INSPIRUS CU
Address	SEATTLE, WA 98111-0576

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 26, 2029

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Monroe City
Unified School District	Monroe School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,624.00 (+7.69%)	$591,000 (+2.48%) Land $339,000 Building $252,000	$591,000 (+2.48%) Land $339,000 Building $252,000
2023	$4,294.00	$576,700 Land $306,000 Building $270,700	$576,700 Land $306,000 Building $270,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2015–2025)
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE WATER SYSTEM serves 23,467 people · EPA ID WA5355820
Water Source	Purchased surface water from CITY OF EVERETT PUBLIC WORKS DEPT.
Last State Inspection	May 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband.

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