440 Palm Tree Dr, Bradenton, FL 34210 Property Records

Manatee County property record for 440 Palm Tree Dr, Bradenton, FL 34210

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,108 sqft · built 1978
Lot Size	2.6 acres (113,665 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Aug 2022)
Tax Bill	$2,899 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51828-1552-1`

Property Details

APN / Parcel Number

Primary APN	`51828-1552-1`
Alternative APN	`3517095182815521`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,108 sqft Living Area
Gross Area	1,158 sqft
1st Floor Area	1,108 sqft
Basement Area	168 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1996
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	113,665 sqft
View / Lot	Interior Unit
Porch	Screened Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	440 PALM TREE DR
City	BRADENTON
State	FL
Zip	34210-3060
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD-R
Legal Description	UNIT 440U STAGE 4-D PALM TREE VILLAGE OF WILDEWOOD SPRINGS CONDO PI#51828.1552/1
Legal Range	17E
Legal Township	35S
Legal Section	09
Legal Subdivision	WILDEWOOD SPRINGS STAGE 4D OF PALM TREE
Legal Tract	05182812
Legal Lot Number	440U
Legal Unit	440U
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1000
Census Tract	1105

Owner

Source: Manatee County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	61 NARRUMSON RD, MANASQUAN, NJ 08736-3535
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Warranty Deed, Transfer · Conventional Mortgage OCEANFIRST BANK
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Dec 30, 2019	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2022 · Amount on Record
Deed Sale	Aug 29, 2022 · Amount on Record
Prior Sale	Dec 30, 2019 · Amount on Record
Deed Document Number	2022109823
Prior Transfer Date	Feb 22, 2007
Prior Transfer Doc	0021903249
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Aug 29, 2022
Property Address	440 PALM TREE DR, BRADENTON, FL 34210-3060
Document Number	0041109823
Map Reference	MB 896 PG 929
Instrument Date	Aug 26, 2022
Instrument	202241109823
Transaction Type	Transfer
Record Updated	Sep 14, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	135 WILD PALM DR, 135, BRADENTON, FL 34210-4644

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 PALM TREE DR, BRADENTON, FL 34210-3060

Mortgage

Document Number	0041109824
Date	Aug 29, 2022
Instrument	202241109824

Lender

Name	OCEANFIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Mortgage

Document Number	0041110323
Date	Aug 30, 2022
Instrument	202241110323

Lender

Name	OCEANFIRST BANK
Type	Bank
Address	TOMS RIVER, NJ 08753

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	440 PALM TREE DR, BRADENTON, FL 34210-3060
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 PALM TREE DR, BRADENTON, FL 34210-3060

Mortgage

Document Number	202141121662
Date	Sep 13, 2021
Instrument	202141121662

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Apr 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Dec 30, 2019
Property Address	440 PALM TREE DR, BRADENTON, FL 34210-3060
Document Number	0028201917
Book / Page	2820 / 1917
Map Reference	MB 786 PG 612
Instrument Date	Dec 20, 2019
Instrument	201941130256
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	ALLIANCE GROUP TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,169.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5414 S MILL POND RD, 5414, ROCHELLE, IL 61068-9135

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 PALM TREE DR, BRADENTON, FL 34210-3060

Mortgage

Document Number	28201919
Date	Dec 30, 2019
Instrument	2820/1919

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,139 (-14.21%) Building $153,139	$153,139 (-14.21%) Building $153,139
2025	$2,899.00 (-12.84%)	$178,500 (-14.29%) Building $178,500	$178,500 (-14.29%) Building $178,500
2024	$3,326.00 (-1.54%)
2023	$3,378.00 (+131.37%)	$208,250 (+73.39%) Building $208,250	$208,250 (+29.63%) Building $208,250
2022	$1,460.00 Homeowner's exemption	$120,108	$160,650 Building $160,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	2 (1997–2005)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2005 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Xfinity.

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