440 Pacific Ave, Riverside, CA 92507 Property Records

Riverside County property record for 440 Pacific Ave, Riverside, CA 92507

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 2,200 sqft · built 1945
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$513,000 (Jun 2021)
Tax Bill	$6,312 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`247-103-004`

Property Details

APN / Parcel Number

Primary APN	`247-103-004`
Alternative APN	`120800399`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,200 sqft Living Area
Gross Area	2,823 sqft
1st Floor Area	2,200 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	120800399
Street Address	440 PACIFIC AVE
City	RIVERSIDE
State	CA
Zip	92507-1340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.43 ACRES M/L IN LOTS 13, 14, 15 & 16 BLK 23 MB 007/033 SB EAST RIVERSIDE
Legal Subdivision	EAST RIVERSIDE
Legal Block	23
Legal Lot Number	13
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	2
Census Block	2014
Census Tract	42300

Owner

440 Pacific Ave is owned and occupied by two individuals who bought it in June 2021.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	440 PACIFIC AVE, RIVERSIDE, CA 92507-1340
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Grant Deed, Transfer · FHA Mortgage WALL FINANCIAL INC
Sep 30, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2021 · Amount on File
Deed Sale	Jun 11, 2021 · Amount on File
Deed Document Number	2021354043
Prior Transfer Date	Oct 19, 2015
Prior Transfer Doc	0000511812
Record Updated	Oct 29, 2026

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 11, 2021
Property Address	440 PACIFIC AVE, RIVERSIDE, CA 92507-1340
Document Number	0000354043
Map Reference	MB 7 PG 33
Instrument Date	May 6, 2021
Instrument	2021-0354043
Transaction Type	Transfer
Record Updated	Jun 24, 2021
Title Company	TICOR TITLE RIVERSIDE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	440 PACIFIC AVE, RIVERSIDE, CA 92507-1340

Mortgage

Document Number	0000354044
Date	Jun 11, 2021
Instrument	2021-0354044

Lender

Name	WALL FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	440 PACIFIC AVE, RIVERSIDE, CA 92507-1340
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 PACIFIC AVE, RIVERSIDE, CA 92507-1340

Mortgage

Document Number	0000466532
Date	Sep 30, 2020
Instrument	2020-0466532

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 440 Pacific Ave was $6,312.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$566,389 (+2%) Land $82,805 Building $483,584
2025	$6,312.00	$555,284 Land $81,182 Building $474,102
2023	$6,064.00 (+1.97%)	$533,724 Land $78,031 Building $455,693
2022	$5,947.00
2021			$456,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 Pacific Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 Pacific Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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