440 Northgate Ct, Tracy, CA 95376 Property Records

San Joaquin County property record for 440 Northgate Ct, Tracy, CA 95376 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,878 sqft · built 1979
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Apr 2020)
Tax Bill	$5,859 (2025)
Deeds & Mortgages	May 2023 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`214-440-240-000`

Property Details

APN / Parcel Number

Primary APN	`214-440-240-000`
Alternative APN	`214-440-24`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,878 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	214-440-24
Street Address	440 NORTHGATE CT
City	TRACY
State	CA
Zip	95376-1832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDRAW 891013 FR ORIG APN 211530241
Legal Subdivision	NORTHGATE TRACY
Legal Block	2
Legal Lot Number	24
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2004
Census Tract	5311

Owner

Source: San Joaquin County records · APN 214-440-240-000

Assessment roll updated September 24, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	440 NORTHGATE CT, TRACY, CA 95376-1832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 03, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Aug 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 02, 2020	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 17, 2019	Grant Deed, Transfer · Conventional with PMI CALCANA LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 02, 2020 · Amount on Record
Deed Sale	Apr 02, 2020 · Amount on Record
Prior Sale	May 17, 2019 · Amount on Record
Deed Document Number	202040757
Prior Transfer Date	Jun 10, 1999
Prior Transfer Doc	0000079490
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	440 NORTHGATE CT, TRACY, CA 95376-1832
Transaction Type	Mortgage
Record Updated	May 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 NORTHGATE CT, TRACY, CA 95376-1832

Mortgage

Document Number	0000033867
Date	May 03, 2023
Instrument	2023-033867

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Apr 01, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	440 NORTHGATE CT, TRACY, CA 95376-1832
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	NORTH AMERICAN TITLE CONCORD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 NORTHGATE CT, TRACY, CA 95376-1832

Mortgage

Document Number	0000087224
Date	Aug 14, 2019
Instrument	2019-087224

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 02, 2020
Property Address	440 NORTHGATE CT, TRACY, CA 95376-1832
Document Number	0000040757
Map Reference	VOL 22 PG 94
Instrument Date	Mar 31, 2020
Instrument	2020-040757
Transaction Type	Transfer
Record Updated	Aug 03, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 NORTHGATE CT, TRACY, CA 95376-1832

Mortgage

Document Number	0000040758
Date	Apr 02, 2020
Instrument	2020-040758

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 17, 2019
Property Address	440 NORTHGATE CT, TRACY, CA 95376-1832
Document Number	0000050822
Instrument Date	May 09, 2019
Instrument	50822
Transaction Type	Transfer
Record Updated	Jun 04, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$434.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2340 FORTUNA LN TRACY CA 95377, TRACY, CA 95377

Mortgage

Document Number	50823
Date	May 17, 2019
Instrument	50823

Lender

Name	CALCANA LLC
Address	793 S TRACY BLVD # 105, TRACY, CA 95376-4753

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,859.00 (+10.26%)	$508,541 (+4.04%) Land $131,235 Building $377,306
2023	$5,314.00 (+2.07%)	$488,795 Land $126,140 Building $362,655	$591,390
2022	$5,206.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 402 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Zinnia Networks, Verizon, Ayera Technologies, AT&T, UnWired Broadband Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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