Polk County property record for 440 Nicholson Cir, Turtletown, TN 37391
| Property Type | Residential Vacant Land |
|---|---|
| Details | 3.5 ba · 2,288 sqft · built 2007 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $33 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 070082 00701 |
| Primary APN | 070082 00701 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,288 sqft |
| 1st Floor Area | 1,664 sqft |
| Attic Area | 624 sqft |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Siding |
| Lot Area | 52,272 sqft (1.2 acres) |
| Porch | Porch |
| Porch Area | 936 sqft |
| Patio Area | 520 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 440 NICHOLSON CIR |
|---|---|
| City | TURTLETOWN |
| State | TN |
| Zip | 37391-4846 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | DISTRICT: 03, COUNTY AREA: C01 |
| Jurisdiction | POLK TN |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1072 |
| Census Tract | 950100 |
440 Nicholson Cir, residential vacant land, is owned and occupied by an individual who acquired it in July 2017.
Source: Polk County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 440 NICHOLSON CIR, TURTLETOWN, TN 37391-4846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2017 |
| Deed Sale | Jul 28, 2017 |
| Deed Document Number | 17001630 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK TN |
| Property Address | 440 NICHOLSON CIR, TURTLETOWN, TN 37391-4846 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 440 NICHOLSON CIR, TURTLETOWN, TN 37391-4846 |
| Document Number | 0TD582/173 |
|---|---|
| Date | Oct 4, 2023 |
| Book Page | TD582/173 |
| Instrument | 23002342 |
| Name | COPPER BASIN FCU |
|---|---|
| Type | Credit Union |
| Address | COPPERHILL, TN 37317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Aug 1, 2034 |
| Change Frequency | 10 Years |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 8.75% |
| Index | Prime Rate |
| Max Rate | 10.7% |
The 2025 property tax bill for 440 Nicholson Cir was $33.
Source: Polk County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $33.00 | $1,950 (-) Land $1,950 | |
| 2024 | $33.00 (-97.32%) | $1,950 (-) Land $1,950 | |
| 2023 | $1,230.00 (+13.89%) | $1,950 (-95.47%) Land $1,950 | $7,800 (-95.47%) Land $7,800 |
| 2022 | $1,080.00 | $43,000 Land $1,950 Building $41,050 | $172,000 Land $7,800 Building $164,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 440 Nicholson Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 18, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 440 Nicholson Cir is high, ranking above 78% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 98.4% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COPPER BASIN UTILITY DISTRICT serves 2,710 people · EPA ID TN0000844 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ETC Cable | 1,000 / 50 |
5G and 4G LTE (outdoors only)
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