440 NE Sunset Dr, Elgin, OK 73538 Property Records

Comanche County property record for 440 NE Sunset Dr, Elgin, OK 73538

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,032 sqft · built 2003
Lot Size	1.05 acres (46,109 sqft)
Owner	Individual Name on File
Last Sale	$246,000 (Aug 2021)
Tax Bill	$3,141 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04N11W-24-1-50070-002-0016`

Property Details

APN / Parcel Number

Primary APN	`04N11W-24-1-50070-002-0016`
Alternative APNs	`050070-0020016-00000` `160086157` `86157`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,032 sqft Living Area
1st Floor Area	2,032 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	46,109 sqft (1.05 acres)
Garage Type	Attached
Garage Area	757 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	251 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	86157
Street Address	440 NE SUNSET DR
City	ELGIN
State	OK
Zip	73538-2344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY AIRE ESTATES PT 3 BLK 2 LOT 16
Legal Range	11W
Legal Township	04N
Legal Section	24
Legal Subdivision	COUNTRY AIRE ESTATES
Legal Block	2
Legal Lot Number	16
Jurisdiction	COMANCHE OK
Township / Civil Division	NORTHWEST COMANCHE
Census Block Group	1
Census Block	1040
Census Tract	2201

Owner

440 NE Sunset Dr is owned and occupied by an individual who bought it in August 2021.

Source: Comanche County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	440 NE SUNSET DR, ELGIN, OK 73538-2344
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2021 · Amount on File
Deed Sale	Aug 3, 2021 · Amount on File
Prior Sale	Aug 28, 2003 · Amount on File
Deed Document Number	202114254
Deed Book / Page	8835 / 58
Prior Transfer Date	Apr 9, 2013
Prior Transfer Doc	06919/0243
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	Aug 3, 2021
Property Address	440 NE SUNSET DR, ELGIN, OK 73538-2344
Document Number	8835/58
Book / Page	8835 / 58
Instrument Date	Jun 9, 2021
Instrument	2021-014254
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OKLAHOMA FAMILY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$369.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2021014256
Date	Aug 3, 2021
Instrument	2021-014256

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 440 NE Sunset Dr was $3,141.

Source: Comanche County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Comanche County
Municipality	Elgin City
Unified School District	Elgin Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,606 (+5%) Land $6,422 Building $26,184	$289,829 (+1.51%) Land $57,082 Building $232,747
2025	$3,141.00 (-0.03%)	$31,053 (+2.06%) Land $5,239 Building $25,814	$285,518 (+5.57%) Land $50,000 Building $235,518
2024	$3,142.00 (+6.8%)	$30,425 (+8.02%) Land $5,625 Building $24,800	$270,447 (+8.02%) Land $50,000 Building $220,447
2023	$2,942.00	$28,167 Land $3,938 Building $24,229	$250,366 Land $35,000 Building $215,366

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 440 NE Sunset Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2020–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 NE Sunset Dr is high, ranking above 70% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · lower than 64% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CADDO CO RWD #3 serves 3,900 people · EPA ID OK2000816
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Southwest Oklahoma Telephone Company Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20