440 N Three Rocks Rd, Otis, OR 97368 Property Records

Lincoln County property record for 440 N Three Rocks Rd, Otis, OR 97368

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 3,364 sqft · built 1970
Lot Size	2.9 acres (126,324 sqft)
Owner	Individual Name on File
Tax Bill	$5,041 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R60390`

Property Details

APN / Parcel Number

Primary APN	`R60390`
Alternative APNs	`06-10-19-CC-00200-00` `0R60390`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,364 sqft Living Area
1st Floor Area	1,824 sqft
Basement Area	1,540 sqft
Finished Basement	1,540 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wood
Fireplace	See-Through

Exterior

Year Built	Built 1970
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	126,324 sqft (2.9 acres)
View / Lot	River
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Patio Area	868 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	R60390
Old Parcel Number	0R60390
Street Address	440 N THREE ROCKS RD
City	OTIS
State	OR
Zip	97368-9649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-5;RURAL RESIDENTIAL SI
Legal Description	PROPERTY ID R60390 TWNSHP 06, RNG 10, ACRES 2.90, DOC202011898
Legal Range	10W
Legal Township	06S
Legal Section	19
Legal Quarter	SW
Quarter-Quarter Section	SW
Legal Subdivision	RURAL SEAL ROCK
Jurisdiction	LINCOLN OR
Township / Civil Division	LINCOLN CITY
Census Block Group	2
Census Block	2000
Census Tract	950303

Owner

Source: Lincoln County records · APN R60390

Assessment roll updated September 30, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	13384 PORTOFINO DR, DEL MAR, CA 92014-3557
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 09, 2020
Deed Sale	Nov 09, 2020
Prior Sale	Feb 04, 2014 · Amount on Record
Deed Document Number	2020-11898
Record Updated	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OR
Property Address	440 N THREE ROCKS RD, OTIS, OR 97368-9649
Document Number	0000011899
Instrument Date	Nov 03, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 N THREE ROCKS RD OTIS OR 973689649, OTIS, OR 97368-9649

Mortgage

Document Number	0000011899
Date	Nov 09, 2020
Instrument	11899

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94102

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 08, 2050

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated September 30, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lincoln County
Unified School District	Lincoln County School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,041.00 (+1.96%)	$410,150 (+3%)	$780,290 (-3.17%) Land $301,320 Building $478,970
2024	$4,944.00 (+3.28%)	$398,210 (+3%)	$805,860 (+7.46%) Land $276,090 Building $529,770
2023	$4,787.00 (+3.01%)	$386,620 (+3%)	$749,910 (+15.86%) Land $258,090 Building $491,820
2022	$4,647.00	$375,360	$647,240 Land $209,800 Building $437,440

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (41041C), updated October 17, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410419503032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	5 (1996–2017)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jan 2017 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 2 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35