St. Joseph County property record for 440 N Railroad St, Mendon, MI 49072
| Property Type | Commercial |
|---|---|
| Details | 704 sqft |
| Lot Size | 1.51 acres (65,776 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,811 (2025) |
| Deeds & Mortgages | Mar 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-888-089-00 |
| Primary APN | 044-888-089-00 |
|---|
| Building Area | 704 sqft Total Area |
|---|---|
| 1st Floor Area | 704 sqft |
| Architectural Style | Ranch |
|---|---|
| Lot Area | 65,776 sqft (1.51 acres) |
| Lot Dimensions | 310 ft deep x 212 ft wide |
| Garage Area | 1,344 sqft |
| Parking Spaces | 5 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 440 N RAILROAD ST |
|---|---|
| City | MENDON |
| State | MI |
| Zip | 49072-9571 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | VIL RES |
| Legal Description | COM 62 RDS N OF CEN OF SEC 27 T5S R10W TH N 318.5 FT TH E 212 FT TH S 318.5 FT TH W 212 FT TO POB. VIL OF MENDON. |
| Legal Range | 10W |
| Legal Township | 05S |
| Legal Section | 27 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | MENDON |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 41000 |
440 N Railroad St, a commercial property, is held in a trust since March 2021.
Source: St. Joseph County records, as of July 24, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 211 ARDEN PARK AVE, STURGIS, MI 49091 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Deed Book / Page | 545 / 531 |
| Last Transfer Date | Mar 7, 2021 |
| Transfer Doc | 2021002777 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Mar 19, 2021 |
| Property Address | 440 N RAILROAD ST, MENDON, MI 49072-9571 |
| Document Number | 2021002777 |
| Instrument Date | Mar 7, 2021 |
| Instrument | 2021002777 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 68523 ARDEN PARK AVE, STURGIS, MI 49091-2432 |
The 2025 property tax bill for 440 N Railroad St was $4,811.
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Mendon Township |
| Municipality | Mendon Village |
| Unified School District | Mendon Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $108,500 (+9.15%) Land $27,100 Building $81,400 | $217,000 (+9.15%) Land $54,200 Building $162,800 | |
| 2025 | $4,811.00 | $99,400 Land $20,200 Building $79,200 | $198,800 Land $40,400 Building $158,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 440 N Railroad St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1980–1990) |
| Most Recent Claim | Jun 1990 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 440 N Railroad St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MENDON serves 920 people · EPA ID MI0004240 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Copper | 1.4 mg/L (2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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