440 N Library St, Waterloo, IL 62298 Property Records

Monroe County property record for 440 N Library St, Waterloo, IL 62298 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,202 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,039 (2024)
Deeds & Mortgages	Nov 2021 Transfer Nov 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-24-449-012-000`

Property Details

APN / Parcel Number

Primary APN	`07-24-449-012-000`
Alternative APN	`07241940102101 00`

Exterior

Lot Area	10,202 sqft (0.23 acres)
Lot Dimensions	145 ft deep x 70 ft wide

Location & Zoning

Street Address	440 N LIBRARY ST
City	WATERLOO
State	IL
Zip	62298-1125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART LOT 44 PAUTLER HEIGHTS #2
Legal Range	10W
Legal Township	02S
Legal Section	24
Legal Subdivision	PAUTLER HEIGHTS NO 2
Legal Lot Number	44
Jurisdiction	MONROE IL
Township / Civil Division	31
Census Block Group	3
Census Block	3004
Census Tract	600401

Owner

Source: Monroe County records · APN 07-24-449-012-000

Assessment roll updated August 29, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5604 SPORTSMAN RD, WATERLOO, IL 62298-3406
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 01, 2021	Intrafamily Transfer, Transfer
Nov 26, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Nov 01, 2021
Transfer Doc	0000420688
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Nov 01, 2021
Property Address	440 N LIBRARY ST, WATERLOO, IL 62298-1125
Document Number	0000420688
Instrument Date	Nov 01, 2021
Instrument	420688
Transaction Type	Transfer
Record Updated	Nov 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 N LIBRARY ST, WATERLOO, IL 62298-1125

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Nov 26, 2019
Property Address	440 N LIBRARY ST, WATERLOO, IL 62298-1125
Document Number	0000404915
Instrument Date	Nov 20, 2019
Instrument	404915
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 N LIBRARY ST WATERLOO IL 622981125, WATERLOO, IL 62298-1125

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$17,810 (+7.55%) Land $16,480 Building $1,330	$53,430 (+7.55%) Land $49,440 Building $3,990
2024	$1,039.00 (-2.26%)
2022	$1,063.00	$16,560 Land $15,230 Building $1,330	$49,680 Land $45,690 Building $3,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 212 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
HTC Holding	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: HTC Holding, Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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