440 N Gem St, Tulare, CA 93274 Property Records

Tulare County property record for 440 N Gem St, Tulare, CA 93274

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 870 sqft · built 1942
Lot Size	0.103 acres (4,482 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jul 2017)
Tax Bill	$1,612 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`170-161-002-000`

Property Details

APN / Parcel Number

Primary APN	`170-161-002-000`
Alternative APNs	`170-161-002` `17016102000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	870 sqft Living Area
1st Floor Area	870 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Construction Type	Wood
Lot Area	4,482 sqft (0.103 acres)
Garage Area	198 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	170-161-002
Street Address	440 N GEM ST
City	TULARE
State	CA
Zip	93274-4318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACADEMY LOTS N 90 FT LT 48 BLK
Legal Subdivision	ACADEMY LOT
Legal Block	B
Legal Lot Number	N,48
Jurisdiction	TULARE CA
Township / Civil Division	TULARE
Census Block Group	1
Census Block	1030
Census Tract	2304

Owner

Source: Tulare County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	440 N GEM ST, TULARE, CA 93274-4318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Jun 28, 2017	Deed of Trust, Mortgage · Conventional with PMI KINGS MTG SVCS
Jul 7, 2017	Grant Deed, Transfer · Conventional Mortgage KINGS MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2017 · Amount on Record
Deed Sale	Jul 7, 2017 · Amount on Record
Prior Sale	May 1, 1998 · Amount on Record
Deed Document Number	201738903
Prior Transfer Date	Jun 1, 2017
Prior Transfer Doc	0000038903
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	440 N GEM ST, TULARE, CA 93274-4318
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 N GEM ST, TULARE, CA 93274-4318

Mortgage

Document Number	0000088498
Date	Dec 3, 2021
Instrument	2021-0088498

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	440 N GEM ST, TULARE, CA 93274-4318
Document Number	0000038904
Instrument Date	Jun 28, 2017
Transaction Type	Mortgage
Record Updated	Jul 21, 2017
Title Company	CHICAGO TITLE/MARION OH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 N GEM ST TULARE CA 932744318, TULARE, CA 93274-4318

Mortgage

Document Number	0000038904
Date	Jul 1, 2017
Instrument	38904

Lender

Name	KINGS MTG SVCS
Type	Mortgage Company
Address	VISALIA, CA 93291

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2047

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TULARE CA
Recording Date	Jul 7, 2017
Property Address	440 N GEM ST, TULARE, CA 93274-4318
Document Number	0000038903
Map Reference	MB5 PG33
Instrument Date	Jun 1, 2017
Instrument	2017-0038903
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 N GEM ST, TULARE, CA 93274-4318

Mortgage

Document Number	0000038904
Date	Jul 7, 2017
Instrument	2017-0038904

Lender

Name	KINGS MORTGAGE SERVICES INC
Type	Mortgage Company
Address	VISALIA, CA 93291

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Tulare County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Tulare County
Municipality	Tulare City
Elementary School District	Tulare City Elementary School District (KG - 08)
Secondary School District	Tulare Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$150,594 (+2%) Land $34,817 Building $115,777
2025	$1,612.00 (+0.37%)	$147,642 (+4.04%) Land $34,135 Building $113,507
2024	$1,606.00 (+2.55%)
2023	$1,566.00 (+3.03%)	$141,910 Land $32,810 Building $109,100
2022	$1,520.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TULARE serves 72,241 people · EPA ID CA5410015
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Race Communications Fiber	1,000 / 1,000
unWired Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks.

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