440 N Dwiggins St, Griffith, IN 46319 Property Records

Lake County property record for 440 N Dwiggins St, Griffith, IN 46319

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,650 sqft · built 1953
Lot Size	0.142 acres (6,186 sqft)
Owner	Individual Name on File
Last Sale	$119,000 (Oct 2018)
Tax Bill	$1,853 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-15-26-0122-0004`

Property Details

APN / Parcel Number

Primary APN	`001-15-26-0122-0004`
Alternative APNs	`45-07-35-402-016.000-006` `152601220004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,650 sqft Living Area
Gross Area	2,475 sqft
1st Floor Area	825 sqft
Basement Area	825 sqft
Game Room	Game Room

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1990
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,186 sqft (0.142 acres)
Lot Dimensions	124 ft deep x 50 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	440 N DWIGGINS ST
City	GRIFFITH
State	IN
Zip	46319-2717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN L.4 & 5 BL.2
Legal Subdivision	ORIGINAL TOWN
Legal Block	2
Legal Lot Number	4
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	3
Census Block	3004
Census Tract	40900

Owner

440 N Dwiggins St is owned and occupied by an individual who bought it in October 2018.

Source: Lake County records, as of December 29, 2025

Owner of Record	Individual Name on File
Mailing Address	440 N DWIGGINS ST, GRIFFITH, IN 46319-2717
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Oct 2, 2018	Warranty Deed, Transfer · ARM PEOPLES BANK SB
Apr 26, 2018	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Dec 19, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2018 · Amount on File
Deed Sale	Oct 2, 2018 · Amount on File
Prior Sale	Apr 26, 2018
Deed Document Number	201867535
Prior Transfer Date	Jan 12, 2018
Prior Transfer Doc	0000004808
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	440 N DWIGGINS ST, GRIFFITH, IN 46319-2717
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 N DWIGGINS ST, GRIFFITH, IN 46319-2717

Mortgage

Document Number	0000039942
Date	Oct 16, 2025
Instrument	2025-539942

Lender

Name	PEOPLES BANK
Type	Bank
Address	MUNSTER, IN 46321

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Oct 2, 2018
Property Address	440 N DWIGGINS ST, GRIFFITH, IN 46319-2717
Document Number	0000067535
Map Reference	MB2 PG45
Instrument Date	Sep 24, 2018
Instrument	2018 067535
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 N DWIGGINS ST, GRIFFITH, IN 46319-2717

Mortgage

Document Number	0000067536
Date	Oct 2, 2018
Instrument	2018 067536

Lender

Name	PEOPLES BANK SB
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	9.12%
Index	1-Year CMT
Max Rate	9.12%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Apr 26, 2018
Property Address	440 N DWIGGINS ST, GRIFFITH, IN 46319-2717
Document Number	0000025859
Instrument Date	Apr 16, 2018
Instrument	25859
Transaction Type	Transfer
Record Updated	May 24, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	933 ALDERBROOK CT CROWN POINT IN 463072637, CROWN POINT, IN 46307-2637

December 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LAKE IN
Recording Date	Dec 19, 2017
Property Address	440 N DWIGGINS ST, GRIFFITH, IN 46319-2717
Document Number	0000086176
Instrument Date	Oct 26, 2017
Instrument	86176
Transaction Type	Transfer
Record Updated	Mar 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 TOULA AVE LONGWOOD FL 327502719, LONGWOOD, FL 32750-2719

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Griffith Town
Unified School District	Griffith Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$178,100 Land $27,600 Building $150,500	$178,100 Land $27,600 Building $150,500
2024	$1,853.00
2023		$158,900 (+6.93%) Land $27,600 Building $131,300	$158,900 (+6.93%) Land $27,600 Building $131,300
2022	$1,693.00	$148,600 Land $27,600 Building $121,000	$148,600 Land $27,600 Building $121,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 N Dwiggins St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 N Dwiggins St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRIFFITH WATER DEPARTMENT serves 16,893 people · EPA ID IN5245019
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Jun 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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