Orange County property record for 440 N Cedar St, Orange, CA 92868
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,707 sqft · built 1977 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,611 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 386-412-11 |
| Primary APN | 386-412-11 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,707 sqft Living Area |
| 1st Floor Area | 1,707 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 6,500 sqft (0.149 acres) |
| Garage Area | 426 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 440 N CEDAR ST |
|---|---|
| City | ORANGE |
| State | CA |
| Zip | 92868-2023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 9526 BLK LOT 28 |
| Legal Tract | 9526 |
| Legal Lot Number | 28 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | ANAHEIM-SANTA ANA-GARDEN GROVE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 76105 |
440 N Cedar St is owned and occupied by two individuals.
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 440 N CEDAR ST, ORANGE, CA 92868-2023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 440 N CEDAR ST, ORANGE, CA 92868-2023 |
| Document Number | 0000081851 |
| Instrument Date | Feb 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2017 |
| Title Company | ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 440 N CEDAR ST ORANGE CA 928682023, ORANGE, CA 92868-2023 |
| Document Number | 0000081851 |
|---|---|
| Date | Feb 27, 2017 |
| Instrument | 81851 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 26, 2047 |
The 2025 property tax bill for 440 N Cedar St was $3,611.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Orange City |
| Unified School District | Orange Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $308,731 (+2%) Land $140,667 Building $168,064 | |
| 2025 | $3,611.00 | $302,678 Land $137,909 Building $164,769 |
| 2023 | $3,449.00 (+2.04%) | $290,926 Land $132,554 Building $158,372 |
| 2022 | $3,380.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 440 N Cedar St in Zone X, where a levee reduces flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 440 N Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ORANGE serves 120,770 people · EPA ID CA3010027 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cosmo Network Solutions Fixed Wireless | 350 / 150 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, GeoLinks.
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