440 N 700 E, Payson, UT 84651 Property Records

Utah County property record for 440 N 700 E, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 894 sqft · built 1973
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on Record
Tax Bill	$43 (2025)
Deeds & Mortgages	May 2021 Reverse Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-167-0011`

Property Details

APN / Parcel Number

Primary APN	`08-167-0011`
Alternative APN	`011890`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	894 sqft Living Area
Gross Area	1,758 sqft
1st Floor Area	894 sqft
Basement Area	864 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1982
Architectural Style	Bi-Level
Exterior Material	Metal
Roof Type	Gable
Roof Material	Other
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Carport
Garage Area	300 sqft
Carport	Carport
Carport Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	011890
Street Address	440 N 700 E
City	PAYSON
State	UT
Zip	84651-1957
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM. 158 FT N OF SW COR BLK 10, PLAT S, PAYSON CITY SUR; N 80 FT; E 94.5 FT; S 80 FTT W 94.5 FT TO BEG.
Legal Subdivision	GOLDEN CREST CONDOS
Legal Block	10
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1031
Census Tract	3401

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	440 N 700 E, PAYSON, UT 84651-1957
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Apr 30, 2021	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 5, 2023
Transfer Doc	0000000913
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	440 N 700 E, PAYSON, UT 84651-1957
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	WASATCH LAND & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085893
Date	May 6, 2021
Instrument	85893:2021

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	440 N 700 E, PAYSON, UT 84651-1957
Document Number	0000085894
Instrument Date	Apr 30, 2021
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	WASATCH LAND AND TITLE, WASATCH LAND & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	440 N 700 E PAYSON UT 846511957, PAYSON, UT 84651-1957

Mortgage

Document Number	0000085894
Date	May 6, 2021
Instrument	85894

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	972 Months

Interest

Rate Type	Adjustable Rate
Rate	2.57%

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,785 (+2.02%)	$328,700 (+2.02%) Land $122,300 Building $206,400
2025	$43.00 (-95.31%)
2023	$917.00 (-50.19%)	$177,210	$322,200 Land $100,400 Building $221,800
2022	$1,841.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 76% of Utah
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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