Haywood County property record for 440 Mulberry St, Clyde, NC 28721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,568 sqft · built 1963 |
| Lot Size | 0.56 acres (24,411 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,864 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8637-60-8130 |
| Primary APN | 8637-60-8130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,568 sqft Heated Area |
| Gross Area | 1,952 sqft |
| 1st Floor Area | 1,568 sqft |
| Basement Area | 1,568 sqft |
| Finished Basement | 1,568 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Roof Material | Asphalt |
| Lot Area | 24,411 sqft (0.56 acres) |
| Porch | Slab |
| Canopy | 144 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Partial |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 277134 |
|---|---|
| Street Address | 440 MULBERRY ST |
| City | CLYDE |
| State | NC |
| Zip | 28721-8529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR1 |
| Legal Description | 440 MULBERRY ST |
| Legal Subdivision | MULBERRY ST |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | CLYDE |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 920502 |
440 Mulberry St is owned by an individual who acquired it in December 1977.
Source: Haywood County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 933, CLYDE, NC 28721-0933 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 1977 |
| Deed Sale | Dec 2, 1977 |
| Deed Book / Page | 294 / 412 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 440 Mulberry St was $1,864.
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Municipality | Clyde Town |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $237,900 (-) Land $29,800 Building $208,100 | ||
| 2025 | $1,864.00 | $237,900 Land $29,800 Building $208,100 | $237,900 Land $29,800 Building $208,100 |
| 2023 | $237,900 Land $29,800 Building $208,100 | $237,900 Land $29,800 Building $208,100 | |
| 2021 | $237,900 Land $29,800 Building $208,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 440 Mulberry St in Zone X, an area of minimal flood risk, though there have been 38 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 38 (2004–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 440 Mulberry St is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 64% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CLYDE serves 3,228 people · EPA ID NC0144025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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