440 Morningside Dr, Crown Point, IN 46307 Property Records

Lake County property record for 440 Morningside Dr, Crown Point, IN 46307

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,067 sqft · built 1992
Lot Size	0.76 acres (33,090 sqft)
Owner	2 Individual Names on File
Last Sale	$435,200 (Aug 2019)
Tax Bill	$6,567 (2024)
Deeds & Mortgages	Oct 2025 Transfer Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003-23-09-0458-0023`

Property Details

APN / Parcel Number

Primary APN	`003-23-09-0458-0023`
Alternative APNs	`45-16-09-452-001.000-042` `230904580023`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	21 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	5,067 sqft Living Area
Gross Area	9,238 sqft
1st Floor Area	5,067 sqft
Basement Area	3,225 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	33,090 sqft (0.76 acres)
Lot Dimensions	205 ft deep x 203 ft wide
View / Lot	Extra Front
Garage Type	Attached
Garage Area	946 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	440 MORNINGSIDE DR
City	CROWN POINT
State	IN
Zip	46307-5247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIAR ESTATES LOT #23
Legal Subdivision	BRIAR ESTATES
Legal Lot Number	23
Jurisdiction	LAKE IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1000
Census Tract	43203

Owner

440 Morningside Dr is owned and occupied by two individuals who bought it in August 2019.

Source: Lake County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	440 MORNINGSIDE DR, CROWN POINT, IN 46307-5247
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Transfer on Death Deed, Transfer
Nov 10, 2020	Deed of Trust, Mortgage · VA Mortgage CENTRAL TRUST BANK
Aug 28, 2019	Warranty Deed, Transfer · VA Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2019 · Amount on File
Deed Sale	Aug 28, 2019 · Amount on File
Prior Sale	May 4, 2018 · Amount on File
Deed Document Number	201958052
Prior Transfer Date	Nov 9, 2007
Prior Transfer Doc	0000092703
Record Updated	Sep 20, 2026

October 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE IN
Recording Date	Oct 24, 2025
Property Address	440 MORNINGSIDE DR, CROWN POINT, IN 46307-5247
Document Number	0000029837
Map Reference	MB 64 PG 41
Instrument Date	Oct 24, 2025
Instrument	2025-029837
Transaction Type	Transfer
Record Updated	Nov 7, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	440 MORNINGSIDE DR, CROWN POINT, IN 46307-5247

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	440 MORNINGSIDE DR, CROWN POINT, IN 46307-5247
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082008
Date	Nov 10, 2020
Instrument	2020-082008

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Aug 28, 2019
Property Address	440 MORNINGSIDE DR, CROWN POINT, IN 46307-5247
Document Number	0000058052
Map Reference	MB 64 PG 41
Instrument Date	Jul 6, 2019
Instrument	2019 058052
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	COMMUNITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 MORNINGSIDE DR, CROWN POINT, IN 46307-5247

Mortgage

Document Number	0000058053
Date	Aug 28, 2019
Instrument	2019 058053

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Center Township
Municipality	Crown Point City
Unified School District	Crown Point Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$702,000 (+7.87%) Land $83,000 Building $619,000	$702,000 (+7.87%) Land $83,000 Building $619,000
2024	$6,567.00	$650,800 (+11.11%) Land $83,000 Building $567,800	$650,800 (+11.11%) Land $83,000 Building $567,800
2023		$585,700 (-1.11%) Land $83,000 Building $502,700	$585,700 (-1.11%) Land $83,000 Building $502,700
2022	$6,663.00 Homeowner's exemption	$592,300 Land $83,000 Building $509,300	$592,300 Land $83,000 Building $509,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 Morningside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 440 Morningside Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROWN POINT WATER WORKS serves 30,000 people · EPA ID IN5245008
Water Source	Purchased surface water from INDIANA AMERICAN WATER - NORTHWEST
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet, Verizon.

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