440 Milton Dr, Covington, GA 30016 Property Records

Newton County property record for 440 Milton Dr, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,765 sqft · built 2008
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on File
Last Sale	$207,000 (Jan 2021)
Tax Bill	$3,261 (2025)
Deeds & Mortgages	Dec 2024 Line of Credit Feb 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`0012E-00000-182-000`

Property Details

APN / Parcel Number

Primary APN	`0012E-00000-182-000`
Alternative APNs	`0012E 182` `4812`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,765 sqft Heated Area
1st Floor Area	1,198 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	173 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	4812
Street Address	440 MILTON DR
City	COVINGTON
State	GA
Zip	30016-8587
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF
Legal Description	LT 182 RESERVE @ LAKEWOOD
Legal Subdivision	RESERVES AT LAKEWOOD EST
Legal Lot Number	182
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2005
Census Tract	100504

Owner

440 Milton Dr is owned and occupied by two individuals who bought it in January 2021.

Source: Newton County records, as of December 16, 2025

Owner of Record	2 Individual Names on File
Mailing Address	440 MILTON DR, COVINGTON, GA 30016-8587
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CITY HOME LOANS
Jan 29, 2021	Warranty Deed, Transfer
Jan 29, 2021	Warranty Deed, Transfer
Oct 20, 2020	Grant Deed, Transfer ATTORNEY ONLY
Oct 9, 2017	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 19, 2017	Warranty Deed, Transfer NOT AVAILABLE
Sep 15, 2017	Deed of Trust, Mortgage URGENT WEALTH LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2021 · Amount on File
Deed Sale	Jan 29, 2021 · Amount on File
Prior Sale	Aug 6, 2019 · Amount on File
Deed Document Number	2021685
Deed Book / Page	4149 / 104
Record Updated	Sep 20, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	440 MILTON DR, COVINGTON, GA 30016-8587
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 MILTON DR, COVINGTON, GA 30016-8587

Mortgage

Document Number	0046860000000131
Date	Dec 20, 2024
Book Page	0000004686/0000000131

Lender

Name	FIGURE LENDING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	440 MILTON DR, COVINGTON, GA 30016-8587
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 MILTON DR, COVINGTON, GA 30016-8587

Mortgage

Document Number	0041490000000106
Date	Feb 25, 2021
Book Page	0000004149/0000000106
Instrument	003443

Lender

Name	CAPITAL CITY HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Jan 29, 2021
Property Address	440 MILTON DR, COVINGTON, GA 30016-8587
Document Number	0041490122
Book / Page	4149 / 122
Instrument Date	Jan 29, 2021
Instrument	2021-000687
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 MILTON DR, COVINGTON, GA 30016-8587

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Jan 29, 2021
Property Address	440 MILTON DR, COVINGTON, GA 30016-8587
Document Number	0041490104
Book / Page	4149 / 104
Instrument Date	Jan 29, 2021
Instrument	2021-000685
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 OTPM DR, COVINGTON, GA 30016

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Oct 20, 2020
Property Address	440 MILTON DR, COVINGTON, GA 30016-8587
Document Number	0040850532
Book / Page	004085 / 000532
Instrument Date	Oct 12, 2020
Instrument	14992
Transaction Type	Transfer
Record Updated	Nov 5, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON GA
Recording Date	Oct 9, 2017
Property Address	440 MILTON DR, COVINGTON, GA 30016-8587
Document Number	0036190162
Book / Page	003619 / 000162
Instrument Date	Oct 9, 2017
Instrument	11413
Transaction Type	Transfer
Record Updated	Nov 7, 2017
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	440 MILTON DR COVINGTON GA 300168587, COVINGTON, GA 30016-8587

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Sep 19, 2017
Property Address	440 MILTON DR, COVINGTON, GA 30016-8587
Document Number	0036100466
Book / Page	003610 / 000466
Instrument Date	Sep 18, 2017
Instrument	10515
Transaction Type	Transfer
Record Updated	Jun 10, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$178.49
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 MILTON DR COVINGTON GA 300168587, COVINGTON, GA 30016-8587

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	440 MILTON DR, COVINGTON, GA 30016-8587
Document Number	0036290079
Instrument Date	Sep 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 MILTON DR COVINGTON GA 300168587, COVINGTON, GA 30016-8587

Mortgage

Document Number	0036290079
Date	Nov 6, 2017
Book Page	003629/000079
Instrument	12506

Lender

Name	URGENT WEALTH LLC
Address	20 WISTERIA BLVD, COVINGTON, GA 30016-7207

Agreement

Amount	Amount on Record
Term	36 Months
Due	Nov 5, 2020

Interest

Rate	2.5%

Tax Assessment & Valuation

The 2025 property tax bill for 440 Milton Dr was $3,261 with a homeowner's exemption.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,261.00 Homeowner's exemption	$136,120 Land $19,200 Building $116,920	$340,300 Land $48,000 Building $292,300
2023		$114,480 Land $7,200 Building $107,280	$286,200 Land $18,000 Building $268,200
2022	$3,021.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 Milton Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 Milton Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, Xfinity.

Nearby Properties on Milton Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures