440 Mill St, Grass Valley, CA 95945 Property Records

Nevada County property record for 440 Mill St, Grass Valley, CA 95945

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 888 sqft · built 1954
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Jan 2022)
Tax Bill	$3,676 (2025)
Deeds & Mortgages	Jan 2022 Sale Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`008-500-016-000`

Property Details

APN / Parcel Number

Primary APN	`008-500-016-000`
Alternative APN	`08-500-16-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	888 sqft Living Area
1st Floor Area	888 sqft
Basement Area	548 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Traditional
Lot Area	4,356 sqft (0.1 acres)
Terrain	Above Road/Slope
View / Lot	Average
Porch	Porch
Patio Area	132 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	08-500-16-000
Street Address	440 MILL ST
City	GRASS VALLEY
State	CA
Zip	95945-7130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PTNS LT3 BLK50 LT1 BLK1 GV
Legal Subdivision	GRASS VALLEY
Legal Block	50,1
Legal Lot Number	3,1
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	1
Census Block	1016
Census Tract	502

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	440 MILL ST, GRASS VALLEY, CA 95945-7130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Grant Deed, Transfer PLACER TITLE COMPANY
Oct 11, 2017	Grant Deed, Transfer · VA Mortgage NORTHERN SIERRA FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2022 · Amount on Record
Deed Sale	Jan 27, 2022 · Amount on Record
Prior Sale	Oct 11, 2017 · Amount on Record
Deed Document Number	20222061
Prior Transfer Date	Oct 8, 2015
Prior Transfer Doc	0000024272
Record Updated	Oct 29, 2026

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Jan 27, 2022
Property Address	440 MILL ST, GRASS VALLEY, CA 95945-7130
Document Number	0000002061
Instrument Date	Jan 24, 2022
Instrument	20220002061
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2371, NEVADA CITY, CA 95959-1947

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Oct 11, 2017
Property Address	440 MILL ST, GRASS VALLEY, CA 95945-7130
Document Number	0000022578
Instrument Date	Oct 5, 2017
Instrument	20170022578
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 MILL ST, GRASS VALLEY, CA 95945-7130
Investor	Possibly a Property Investor

Mortgage

Document Number	0000022579
Date	Oct 11, 2017
Instrument	20170022579

Lender

Name	NORTHERN SIERRA FINANCIAL SERVICES
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Municipality	Grass Valley City
Elementary School District	Grass Valley Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,200 (+1.95%) Land $76,500 Building $272,700
2025	$3,676.00 (+2.65%) Homeowner's exemption	$342,516 (+2%) Land $75,072 Building $267,444
2023	$3,581.00 (+8.52%) Homeowner's exemption	$335,800 Land $73,600 Building $262,200	$383,040
2022	$3,300.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1996–2012)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Dec 2012 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 5 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRASS VALLEY serves 4,947 people · EPA ID CA2910001
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
SmarterBroadband Fixed Wireless	100 / 25

May also be available: AT&T, GeoLinks.

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