Caldwell County property record for 440 Mill Bluff Rd, Fredonia, KY 42411
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,856 sqft · built 2009 |
| Lot Size | 1.66 acres (72,310 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $3,500 (May 2005) |
| Tax Bill | $1,346 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 132165-001 |
| Primary APN | 132165-001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,856 sqft Living Area |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 72,310 sqft (1.66 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 440 MILL BLUFF RD |
|---|---|
| City | FREDONIA |
| State | KY |
| Zip | 42411-9223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 1.66 ACRES |
| Jurisdiction | CALDWELL KY |
| Township / Civil Division | FREDONIA |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 920100 |
Source: Caldwell County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 440 MILL BLUFF RD, FREDONIA, KY 42411-9223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2005 · Amount on Record |
| Deed Sale | May 24, 2005 · Amount on Record |
| Deed Document Number | 0000253046 |
| Deed Book / Page | 253 / 046 |
| Record Updated | Jun 8, 2026 |
Source: Caldwell County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Caldwell County |
| Unified School District | Caldwell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,346.00 (-1.1%) | $166,000 (-) | $166,000 (-) |
| 2023 | $1,361.00 | $166,000 | $166,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREDONIA WATER DEPARTMENT serves 1,040 people · EPA ID KY0170146 |
|---|---|
| Water Source | Purchased surface water from EDDYVILLE WATER DEPARTMENT |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Watch TV Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
5G (outdoors only) and 4G LTE
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