Somerset County and Bernardsville Borough property record for 440 Mendham Rd, Bernardsville, NJ 07924
| Property Type | Single Family Home |
|---|---|
| Details | 13,062 sqft · built 1900 |
| Lot Size | 8.18 acres (356,756 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $610,000 (May 2017) |
| Tax Bill | $125,090 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage May 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00005-0000-00003 |
| Primary APN | 03-00005-0000-00003 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 13,062 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 356,756 sqft |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 440 MENDHAM RD |
|---|---|
| City | BERNARDSVILLE |
| State | NJ |
| Zip | 07924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R110 |
| Legal Description | ADDITIONAL LOTS: 10,248 SF |
| Legal Block | 5 |
| Legal Lot Number | 3 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BERNARDSVILLE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 52701 |
440 Mendham Rd is owned by two individuals who bought it in May 2017.
Source: Somerset County and Bernardsville Borough records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 35 E 62ND ST, NEW YORK, NY 10065-8014 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2017 | Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA |
| May 15, 2017 | Grant Deed, Transfer PRESTIGE TITLE, PRESTIGE TITLE AGENCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2017 · Amount on File |
| Deed Sale | May 15, 2017 · Amount on File |
| Prior Sale | Aug 31, 1990 |
| Deed Document Number | 201718991 |
| Deed Book / Page | 6959 / 1801 |
| Prior Transfer Date | Jul 23, 1990 |
| Prior Transfer Doc | 1787000398 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 440 MENDHAM RD, BERNARDSVILLE, NJ 07924 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000026320 |
|---|---|
| Date | Jul 6, 2017 |
| Book Page | 6971/2321 |
| Instrument | 2017026320 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | WESTMONT, IL 60559 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Jul 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | May 15, 2017 |
| Property Address | 440 MENDHAM RD, BERNARDSVILLE, NJ 07924 |
| Document Number | 0000018991 |
| Book / Page | 006959 / 001801 |
| Instrument Date | Apr 26, 2017 |
| Instrument | 18991 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2017 |
| Title Company | PRESTIGE TITLE, PRESTIGE TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $6,100.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 450 MENDHAM RD BERNARDSVILLE NJ 079241207, BERNARDSVILLE, NJ 07924-1207 |
The 2025 property tax bill for 440 Mendham Rd was $125,090, up 4.5% from the year before.
Source: Somerset County and Bernardsville Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Bernardsville Borough |
| Unified School District | Somerset Hills Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,025,100 (+6.59%) Land $1,359,300 Building $5,665,800 | $7,025,100 (+6.59%) Land $1,359,300 Building $5,665,800 | |
| 2025 | $125,090.00 (+4.53%) | $6,590,600 Land $1,288,000 Building $5,302,600 | $6,590,600 Land $1,288,000 Building $5,302,600 |
| 2024 | $119,669.00 | ||
| 2023 | $5,789,300 Land $1,104,100 Building $4,685,200 | $5,789,300 Land $1,104,100 Building $4,685,200 | |
| 2022 | $115,388.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 440 Mendham Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 440 Mendham Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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