440 McNulty Ln, Ouray, CO 81427 Property Records

Ouray County property record for 440 McNulty Ln, Ouray, CO 81427 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2005
Square Footage	2,836 sqft Heated Area
Lot Size	131,116 sqft (3.01 acres)
Garage	Basement, 176 sqft
Last Sale	$475,000 (2015)
Tax Bill	$4,558.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`R001681`
Alternative APN	`456712101014`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,836 sqft Heated Area
Gross Area	4,947 sqft Gross Area
Basement Area	1,112 sqft Basement
Unfinished Basement	1,112 sqft Unfinished

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2005
Architectural Style	Custom Design Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	131,116 sqft (3.01 acres)
Garage Type	Basement Garage
Garage Area	176 sqft Garage
Patio Area	652 sqft Patio

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Baseboard Heating
Heating Fuel	Propane Heating Fuel

Location & Zoning

Account Number	R001681
Street Address	440 MCNULTY LN
City	OURAY
State	CO
Zip	81427
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SUBD: CHALET HAYDEN SUBDIVISION #2 LOT: 14 S: 12 T: 43 R: 8
Legal Range	08
Legal Township	43
Legal Section	12
Legal Subdivision	CHALET HAYDEN SUBDIVISION #2
Legal Lot Number	14
Jurisdiction	OURAY CO
Minor Civil Division	OURAY
Census Blockgroup	1
Census Block	1028
Census Tract	967602

Owner

Source: Ouray County records · APN R001681

Assessment roll updated March 26, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1239, OURAY, CO 81427-1239
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2023	Deed of Trust, Mortgage · Line of Credit ALPINE BANK
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 17, 2017	Deed of Trust, Mortgage · Line of Credit ALPINE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 02, 2015 · Amount on Record
Deed Sale	Feb 02, 2015 · Amount on Record
Prior Sale	Oct 25, 2005 · Amount on Record
Deed Doc Number	2015213428
Prior Transfer Date	Oct 19, 2005
Prior Transfer Doc	189620
Record Refreshed	Jun 08, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OURAY CO
Property Address	440 MCNULTY LN, OURAY, CO 81427
Transaction Type	Mortgage
Record Updated	Feb 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000234097
Date	Feb 13, 2023
Instrument	234097

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 25, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OURAY CO
Property Address	440 MCNULTY LN, OURAY, CO 81427
Transaction Type	Mortgage
Record Updated	Dec 08, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	230834
Date	Nov 30, 2021
Instrument	230834

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Dec 01, 2031

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OURAY CO
Property Address	440 MCNULTY LN, OURAY, CO 81427
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	218548
Date	May 17, 2017
Instrument	218548

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 25, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Ouray County records · Assessment roll updated March 26, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Ouray County
Unified School District	Ouray School District R-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,558.00 (-4.6%)	$77,900 (-14.24%) Land $22,810 Building $55,090	$1,246,370 (-8.07%) Land $364,900 Building $881,470
2024	$4,778.00 (+2.16%)	$90,830 (-3.8%) Land $23,490 Building $67,340	$1,355,810 (-2.87%) Land $350,670 Building $1,005,140
2023	$4,677.00	$94,420 Land $24,420 Building $70,000	$1,395,810 Land $361,020 Building $1,034,790

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ouray County (08091C), updated January 11, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 41% of Colorado
Wildfire Likelihood	About 1 in 1,493 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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