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440 McCormick Dr, Lake Forest, IL 60045 Property Records

Lake County property record for 440 McCormick Dr, Lake Forest, IL 60045

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,665 sqft · built 1982
Lot Size0.968 acres (42,144 sqft)
Owner2 Individual Names on File
Last Sale$1,050,000 (Sep 2000)
Tax Bill$24,577 (2024)
Deeds & MortgagesOct 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN16-03-303-008

Property Details

APN / Parcel Number

Primary APN16-03-303-008

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area3,665 sqft Living Area
Gross Area6,379 sqft
1st Floor Area1,968 sqft
2nd Floor Area1,697 sqft
Upper Floors Area1,697 sqft
Basement Area1,931 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area42,144 sqft (0.968 acres)
Garage TypeAttached
Garage Area575 sqft
Parking Spaces2 Parking Spaces
Pool Area640 sqft
PorchEnclosed Porch
Porch Area208 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address440 MCCORMICK DR
CityLAKE FOREST
StateIL
Zip60045-3350
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 2 ROBERT W KENDLERS VILLA TURICUM SUB LOT 19
Legal SubdivisionUNIT 2 ROBERT W KENDLERS VILLA TURICUM S
Legal Lot Number19
Legal Unit2
JurisdictionLAKE IL
Township / Civil DivisionMORAINE
Census Block Group1
Census Block1018
Census Tract865000

Owner

440 McCormick Dr is owned and occupied by two individuals who bought it in September 2000.

Source: Lake County records, as of April 29, 2026

Owner of Record2 Individual Names on File
Mailing Address440 MCCORMICK DR, LAKE FOREST, IL 60045-3350
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 7, 2000 · Amount on File
Deed SaleSep 7, 2000 · Amount on File
Prior SaleJul 9, 1997 · Amount on File
Deed Document Number20004577987
Prior Transfer DateSep 2, 1999
Prior Transfer Doc0004421515
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address440 MCCORMICK DR, LAKE FOREST, IL 60045-3350
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007701668
DateOct 6, 2020
Instrument7701668
Lender
NameLAKE FOREST BANK & TRUST CO NA
TypeBank
AddressLAKE FOREST, IL 60045
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionMoraine Township
MunicipalityLake Forest City
Elementary School DistrictLake Forest School District 67 (PK - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$444,006 Land $155,687 Building $288,319$1,332,151 Land $467,108 Building $865,043
2024$24,577.00 (+14.68%)
2023$21,431.00 (+5.46%)$377,319 (+4.19%) Land $132,304 Building $245,015$1,132,071 (+4.19%) Land $396,952 Building $735,119
2022$20,322.00$362,154 Land $145,343 Building $216,811$1,086,571 Land $436,073 Building $650,498

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 440 McCormick Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims2 (2008–2010)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 McCormick Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE FOREST
serves 19,642 people · EPA ID IL0970800
Water SourceSurface water
Last State InspectionOct 2025
Lead21 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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