440 Maple St, Rumford, ME 04276 Property Records

Oxford County and Rumford Town property record for 440 Maple St, Rumford, ME 04276

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,171 sqft · built 1961
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Tax Bill	$2,055 (2025)
Deeds & Mortgages	Feb 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`RUMF M:112 L:035`

Property Details

APN / Parcel Number

Primary APN	`RUMF M:112 L:035`
Alternative APN	`809`

Interior

Full Baths	1 Bath
Building Area	1,171 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Account Number	809
Street Address	440 MAPLE ST
City	RUMFORD
State	ME
Zip	04276-2116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Lot Number	35
Jurisdiction	RUMFORD ME
Township / Civil Division	RUMFORD
Census Block Group	2
Census Block	2012
Census Tract	965600

Owner

440 Maple St is owned and occupied by an individual.

Source: Oxford County and Rumford Town records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	440 MAPLE ST, RUMFORD, ME 04276-2116
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUMFORD ME
Property Address	440 MAPLE ST, RUMFORD, ME 04276-2116
Transaction Type	Mortgage
Record Updated	Mar 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002377
Date	Feb 17, 2022
Book Page	5674/122
Instrument	2377

Lender

Name	FRANKLIN SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 440 Maple St was $2,055, up 12.7% from the year before.

Source: Oxford County and Rumford Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Oxford County
County Subdivision	Rumford Town
Unified School District	Regional School Unit 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,055.00 (+12.73%)	$109,700 (-) Land $20,100 Building $89,600
2024	$1,823.00 (+4.41%)	$109,700 (+39.39%) Land $20,100 Building $89,600
2023	$1,746.00	$78,700 (-) Land $14,400 Building $64,300
2022	$1,746.00	$78,700 Land $14,400 Building $64,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 440 Maple St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2023)
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Dec 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 Maple St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RUMFORD WATER DISTRICT serves 4,050 people · EPA ID ME0091380
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20