440 Malcolm Dr, Richmond, CA 94801 Property Records

Contra Costa County property record for 440 Malcolm Dr, Richmond, CA 94801

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,067 sqft · built 2007
Lot Size	0.06 acres (2,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Jan 2017)
Tax Bill	$9,439 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jan 2018 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`408-250-062-2`

Property Details

APN / Parcel Number

Primary APN	`408-250-062-2`
Alternative APN	`408-250-062`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,067 sqft Living Area
1st Floor Area	895 sqft
2nd Floor Area	1,172 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	2,600 sqft (0.06 acres)
View / Lot	Creek
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	440 MALCOLM DR
City	RICHMOND
State	CA
Zip	94801-1732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	T8755 L143
Legal Subdivision	SUBDIVISION 8755
Legal Tract	8755
Legal Lot Number	143
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1002
Census Tract	365002

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	440 MALCOLM DR, RICHMOND, CA 94801-1732
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2020	Deed of Trust, Mortgage · VA Mortgage PREMIER LENDING INC
Jan 25, 2018	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Jan 20, 2017	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Jan 20, 2017	Grant Deed, Transfer · VA Mortgage PREMIER LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2017 · Amount on Record
Deed Sale	Jan 20, 2017 · Amount on Record
Prior Sale	Nov 3, 2016 · Amount on Record
Deed Document Number	201712711
Prior Transfer Date	Jan 17, 2017
Prior Transfer Doc	0000012710
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	440 MALCOLM DR, RICHMOND, CA 94801-1732
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078344
Date	Apr 24, 2020
Instrument	2020-078344

Lender

Name	PREMIER LENDING INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	440 MALCOLM DR, RICHMOND, CA 94801-1732
Document Number	0000015511
Instrument Date	Jan 25, 2018
Transaction Type	Mortgage
Record Updated	Feb 6, 2018
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	440 MALCOLM DR RICHMOND CA 948011732, RICHMOND, CA 94801-1732

Mortgage

Document Number	0000015511
Date	Jan 31, 2018
Instrument	15511

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 30, 2043

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 20, 2017
Property Address	440 MALCOLM DR, RICHMOND, CA 94801-1732
Document Number	0000012710
Instrument Date	Jan 17, 2017
Instrument	12710
Transaction Type	Transfer
Record Updated	Jan 25, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	624 KEY ROUTE BLVD ALBANY CA 947061423, ALBANY, CA 94706-1423

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 20, 2017
Property Address	440 MALCOLM DR, RICHMOND, CA 94801-1732
Document Number	0000012711
Instrument Date	Jan 17, 2017
Instrument	12711
Transaction Type	Transfer
Record Updated	Jan 26, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$533.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	440 MALCOLM DR RICHMOND CA 948011732, RICHMOND, CA 94801-1732

Mortgage

Document Number	12712,
Date	Jan 20, 2017
Instrument	12712

Lender

Name	PREMIER LNDG
Address	BURLINGAME, CA 94010

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$574,134 (+2%) Land $177,566 Building $396,568
2025	$9,439.00 (+4.39%)	$562,878 (+4.04%) Land $174,085 Building $388,793
2023	$9,042.00 (+1.45%)	$541,023 Land $167,326 Building $373,697
2022	$8,913.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1982–2000)
Most Recent Claim	Feb 2000 · river or lake flooding
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 692 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Etheric Networks, T-Mobile, Verizon.

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