Clearfield County property record for 440 Main St, Ramey, PA 16671
| Property Type | Single Family Home |
|---|---|
| Details | built 1890 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,000 (Nov 2021) |
| Tax Bill | $913 (2026) |
| Deeds & Mortgages | Jan 2019 Line of Credit Oct 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | L15-366-00003 |
| Primary APN | L15-366-00003 |
|---|---|
| Alternative APNs |
|
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Lot Area | 7,405 sqft (0.17 acres) |
| Account Number | 017011978 |
|---|---|
| Street Address | 440 MAIN ST |
| City | RAMEY |
| State | PA |
| Zip | 16671-1033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & L |
| Jurisdiction | CLEARFIELD PA |
| Township / Civil Division | RAMEY |
| Census Block Group | 4 |
| Census Block | 4032 |
| Census Tract | 331700 |
Source: Clearfield County records · APN L15-366-00003
Assessment roll updated May 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 61, RAMEY, PA 16671-0061 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2019 | Deed of Trust, Mortgage · Line of Credit CNB BANK |
| Oct 26, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CNB BANK |
| Nov 16, 2021 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 23, 2018 | Deed, Transfer · Commercial Mortgage CNB BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 16, 2021 · Amount on Record |
| Deed Sale | Nov 16, 2021 · Amount on Record |
| Prior Sale | Apr 23, 2018 · Amount on Record |
| Deed Document Number | 202117181 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEARFIELD PA |
| Property Address | 440 MAIN ST, RAMEY, PA 16671-1033 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0201900843 |
|---|---|
| Date | Jan 18, 2019 |
| Instrument | 201900843 |
| Name | CNB BANK |
|---|---|
| Type | Bank |
| Address | OSCEOLA MILLS, PA 16666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 30, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEARFIELD PA |
| Property Address | 440 MAIN ST, RAMEY, PA 16671-1033 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 440 MAIN ST, RAMEY, PA 16671-1033 |
| Investor | Possibly a Property Investor |
| Document Number | 0202215012 |
|---|---|
| Date | Oct 26, 2022 |
| Instrument | 202215012 |
| Name | CNB BANK |
|---|---|
| Type | Bank |
| Address | HOUTZDALE, PA 16651 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 25, 2032 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLEARFIELD PA |
| Recording Date | Nov 16, 2021 |
| Property Address | 440 MAIN ST, RAMEY, PA 16671-1033 |
| Document Number | 0202117181 |
| Instrument Date | Nov 01, 2021 |
| Instrument | 202117181 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Title Company | UNIVERSAL SETTLEMENT SERVICES, UNIVERSAL SETTLEMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 440 MAIN ST, RAMEY, PA 16671-1033 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | PO BOX 61, RAMEY, PA 16671-0061 |
| Investor | Possibly a Property Investor |
| Document Number | 0202117182 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 202117182 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLEARFIELD PA |
| Recording Date | Apr 23, 2018 |
| Property Address | 440 MAIN ST, RAMEY, PA 16671-1033 |
| Document Number | 0201804707 |
| Instrument Date | Apr 17, 2018 |
| Instrument | 201804707 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $844.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 119 2ND AVE, HOUTZDALE, PA 16651-1936 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 87, RAMEY, PA 16671-0087 |
| Document Number | 0201804708 |
|---|---|
| Date | Apr 23, 2018 |
| Instrument | 201804708 |
| Name | CNB BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 23, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Clearfield County records · Assessment roll updated May 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Clearfield County |
| Municipality | Ramey Borough |
| Unified School District | Moshannon Valley School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $913.00 | $13,500 (+1%) Land $2,500 Building $11,000 | |
| 2025 | $913.00 (+443.45%) | ||
| 2024 | $168.00 | $6,750 (-) Land $1,250 Building $5,500 | |
| 2023 | $168.00 | $6,750 Land $1,250 Building $5,500 | |
| 1987 | $54,000 Land $10,000 Building $44,000 |
Source: FEMA National Flood Hazard Layer, Clearfield County (42033C), updated June 29, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420333317004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1996–2026) |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Wildfire Risk | Low lower than 66% of the US · above 81% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 47 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | HOUTZDALE MUNICIPAL AUTHORITY serves 8,410 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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