440 Main St, Niantic, CT 06357 Property Records

East Lyme Town property record for 440 Main St, Niantic, CT 06357 · Last verified July 2026

Property Highlights

Property Type	Commercial > Retail > Commercial Building, Warehouse, Mail Order, Show Room (Non-Auto)
Bathrooms	2 Baths
Year Built	Built 1970
Square Footage	924 sqft Total Area
Lot Size	10,890 sqft (0.25 acres)
Last Sale	$350,000 (2017)
Tax Bill	$5,737.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`ELYM M:011.2 B:00186 L:00000`
Alternative APN	`4349`

Interior

Full Baths	2 Baths
Building Area	924 sqft Total Area
Gross Area	1,312 sqft Gross Area
1st Floor	924 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Combination Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Flat Roof Construction
Roof Material	Roll Composition (rolled Mineral Roof) Roof
Lot Area	10,890 sqft (0.25 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	4349
Street Address	440 MAIN ST
City	NIANTIC
State	CT
Zip	06357-3135
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Commercial Building, Warehouse, Mail Order, Show Room (Non-Auto)
Legal Block	186
Jurisdiction	EAST LYME CT
Minor Civil Division	EAST LYME
Census Blockgroup	4
Census Block	4019
Census Tract	870704

Owner

Source: East Lyme Town records · APN ELYM M:011.2 B:00186 L:00000

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	37 GRANITE ST, NEW LONDON, CT 06320-5917
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 25, 2017 · Amount on Record
Deed Sale	Oct 25, 2017 · Amount on Record
Deed Book / Page	988 / 720
Record Refreshed	Sep 20, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAST LYME CT
Recording Date	Oct 25, 2017
Property Address	440 MAIN ST, NIANTIC, CT 06357-3135
Document Number	988-720
Book / Page	000988 / 000720
Transaction Type	Transfer
Record Updated	Nov 21, 2017

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	440 MAIN ST NIANTIC CT 063573135, NIANTIC, CT 06357-3135

Mortgage

Document Number	988-724
Date	Oct 25, 2017
Book Page	000988/000724

Lender

Name	NEWTEK SMALL BUSN FIN
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2047

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,737.00	$204,820 (-) Land $122,430 Building $82,390	$143,374 Land $85,701 Building $57,673
2024	$5,737.00 (+12.58%)
2023	$5,096.00 (+4.36%)	$204,820 (-) Land $122,430 Building $82,390
2022	$4,883.00	$204,820 Land $122,430 Building $82,390

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.