440 Main St, Derby, VT 05829 Property Records

Derby Town property record for 440 Main St, Derby, VT 05829

Property Summary

Property TypeSingle Family Home
Details2 bd · 7 ba · 6,301 sqft · built 1902
Lot Size3.4 acres (148,104 sqft)
OwnerTrust Name on Record
Last Sale$480,000 (Oct 2007)
Tax Bill$10,759 (2025)
Deeds & MortgagesAug 2023 Transfer
APN177-056-11338

Property Details

APN / Parcel Number

Primary APN177-056-11338
Alternative APNs
  • M:MSTD B:L041A6 L:L
  • (056) MSTDL041A6L

Interior

Bedrooms2 Beds
Full Baths7 Baths
Half Baths2 Half Baths
Total Rooms3 Rooms
Stories2 Stories
Building Area6,301 sqft Living Area
Gross Area12,139 sqft
Basement Area2,818 sqft
Unfinished Basement2,818 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1902
Effective Year BuiltEffective 1902
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialShingle
Lot Area148,104 sqft (3.4 acres)
Garage TypeBasement
Parking Spaces3 Parking Spaces
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address440 MAIN ST
CityDERBY
StateVT
Zip05829
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRESTAURANT/INN STOR BLDG 2 GAR & LOT
JurisdictionDERBY VT
Township / Civil DivisionDERBY
Census Block Group1
Census Block1024
Census Tract951200

Owner

Source: Derby Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address440 MAIN ST, DERBY LINE, VT 05830-8739
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2007 · Amount on Record
Deed SaleOct 1, 2007 · Amount on Record
Prior SaleJun 1, 2001 · Amount on Record
Deed Document Number2007377925
Deed Book / Page225 / 203
Last Transfer DateAug 1, 2023
Transfer Doc1897024832
Record UpdatedOct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDERBY VT
Recording DateAug 7, 2023
Property Address440 MAIN ST, DERBY, VT 05829
Document NumberDK1897024832
Instrument DateAug 1, 2023
InstrumentDK1897024832
Transaction TypeTransfer
Record UpdatedMay 29, 2026

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address440 MAIN ST, DERBY LINE, VT 05830-8739

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 MAIN ST, DERBY LINE, VT 05830-8739

Tax Assessment & Valuation

Source: Derby Town assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateVermont
CountyOrleans County
County SubdivisionDerby Town
MunicipalityDerby Line Village
Elementary School DistrictDerby School District (PK - 06)
Secondary School DistrictNorth Country Junior/Senior UHSD 22 (7-12) (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$10,759.00 (-25.42%)$636,100 (-) Land $51,000 Building $585,100
2024$14,427.00 (+11.07%)
2022$636,100 Land $51,000 Building $585,100
2021$12,989.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimOct 2019 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of Vermont
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDERBY LINE VILLAGE WATER DISTRICT
serves 897 people · EPA ID VT0020568
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Main St

Nearby Streets

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