Greene County and Cairo Town property record for 440 Main St, Cairo, NY 12413 · Last verified August 2026
| Property Type | Bank, Financial Building |
|---|---|
| Details | 3,090 sqft · built 1958 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | Company Name on File |
| Last Sale | $380,000 (Aug 2016) |
| Tax Bill | $13,803 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 518622-3632 |
| Primary APN | 518622-3632 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,090 sqft Gross Area |
| Basement Area | 1,520 sqft |
| Finished Basement | 1,520 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Lot Area | 27,443 sqft (0.63 acres) |
| Lot Dimensions | 220 ft deep x 120 ft wide |
| Cooling System | Central |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 518622-3632 |
|---|---|
| Street Address | 440 MAIN ST |
| City | CAIRO |
| State | NY |
| Zip | 12413 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | 394/346 |
| Legal Block | 2 |
| Legal Lot Number | 12.000 |
| Jurisdiction | GREENE NY |
| Township / Civil Division | CAIRO |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 80502 |
Source: Greene County and Cairo Town records · APN 518622-3632
Assessment roll updated April 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 11799, ALBANY, NY 12211-0799 |
| Owner Type | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 17, 2016 · Amount on Record |
| Deed Sale | Aug 17, 2016 · Amount on Record |
| Prior Sale | Feb 24, 2014 · Amount on Record |
| Deed Book / Page | 2016 / 1898 |
| Record Updated | Sep 20, 2026 |
Source: Greene County and Cairo Town records · Assessment roll updated April 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Greene County |
| County Subdivision | Cairo Town |
| Unified School District | Cairo-Durham Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,803.00 | $309,000 (-) Land $61,800 Building $247,200 | $882,900 (+16.29%) Land $176,580 Building $706,320 |
| 2023 | $309,000 Land $61,800 Building $247,200 | $759,214 Land $151,843 Building $607,371 |
Source: FEMA National Flood Hazard Layer, Greene County (36039C), updated June 2, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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