440 Madison St, Denver, CO 80206 Property Records

Denver City property record for 440 Madison St, Denver, CO 80206

Property Summary

Property Type	Townhouse
Details	2 bd · 4.5 ba · 6,078 sqft · built 2004
Lot Size	0.086 acres (3,743 sqft)
Owner	2 Individual Names on File
Last Sale	$2,300,000 (May 2021)
Tax Bill	$17,306 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit May 2021 Sale & Mortgage
APN	`05121-05-038-000`

Property Details

APN / Parcel Number

Primary APN	`05121-05-038-000`
Alternative APN	`163237790`

Interior

Bedrooms	2 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	21 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	6,078 sqft Living Area
Gross Area	4,298 sqft
1st Floor Area	1,841 sqft
Basement Area	1,873 sqft
Finished Basement	1,780 sqft
Unfinished Basement	93 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Row Home
Exterior Material	Combination
Construction Type	Frame
Lot Area	3,743 sqft (0.086 acres)
Garage Type	Attached
Garage Area	696 sqft

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	356 sqft
Deck Area	460 sqft
Patio Area	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	440 MADISON ST
City	DENVER
State	CO
Zip	80206-4439
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	G-RH-3
Legal Description	HARMANS SUB B21 L3 BEG 37FT N OF SW COR L3 N 27.92FT E 68FT N 7.3FT E 15FT S 7.1FT E 13FT S 1.3FT E 29FT S 29.82FT W 29 FT S 3.6FT W 13FT N 6.6FT W 83 FT TO POB
Legal Subdivision	HARMANS SUB
Legal Block	1
Legal Lot Number	3
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	1
Census Block	1012
Census Tract	3802

Owner

440 Madison St, a townhouse, is owned and occupied by two individuals who bought it in May 2021.

Source: Denver City records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	440 MADISON ST, DENVER, CO 80206-4439
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · Line of Credit UMB BANK NA
May 3, 2021	Special Warranty Deed, Transfer · Conventional Mortgage UMB BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2021 · Amount on File
Deed Sale	May 3, 2021 · Amount on File
Prior Sale	Sep 12, 2014 · Amount on File
Deed Document Number	202185028
Prior Transfer Date	Jun 4, 2009
Prior Transfer Doc	0000069109
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	440 MADISON ST, DENVER, CO 80206-4439
Transaction Type	Mortgage
Record Updated	Dec 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 MADISON ST, DENVER, CO 80206-4439

Mortgage

Document Number	0000217892
Date	Nov 24, 2021
Instrument	2021217892

Lender

Name	UMB BANK NA
Type	Bank
Address	DENVER, CO 80202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DENVER CO
Recording Date	May 3, 2021
Property Address	440 MADISON ST, DENVER, CO 80206-4439
Document Number	0000085028
Instrument Date	Apr 30, 2021
Instrument	2021085028
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	440 MADISON ST, 440, DENVER, CO 80206-4439

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	440 MADISON ST, DENVER, CO 80206-4439

Mortgage

Document Number	0000085029
Date	May 3, 2021
Instrument	2021085029

Lender

Name	UMB BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.69%
Type Change Date	May 1, 2031
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	7.69%
Index	1-Year CMT
Margin	2
Max Rate	7.69%

Tax Assessment & Valuation

The 2025 property tax bill for 440 Madison St was $17,306.

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,306.00	$226,230 Land $79,150 Building $79,150	$3,208,900 Land $1,122,700 Building $2,086,200
2023	$14,751.00	$190,380 (+20.17%) Land $58,400 Building $131,980	$2,896,500 (+27.07%) Land $926,600 Building $1,969,900
2022		$158,420 Land $54,490 Building $103,930	$2,279,500 Land $784,100 Building $1,495,400
2021	$12,161.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 440 Madison St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 440 Madison St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 977 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
LiveWireNet Fixed Wireless	250 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, Google Fiber, Starry.

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