440 Locust St, Turlock, CA 95380 Property Records

Stanislaus County property record for 440 Locust St, Turlock, CA 95380

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,058 sqft · built 1930
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (May 2021)
Tax Bill	$3,841 (2026)
Deeds & Mortgages	May 2021 Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`050-027-045-000`

Property Details

APN / Parcel Number

Primary APN	`050-027-045-000`
Alternative APNs	`0502745000` `0502745`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,058 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	440 LOCUST ST
City	TURLOCK
State	CA
Zip	95380-5328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP D5 75-79
Legal Subdivision	TURLOCK
Legal Block	4
Legal Lot Number	17&18
Jurisdiction	STANISLAUS CA
Township / Civil Division	TURLOCK
Census Block Group	4
Census Block	4000
Census Tract	3802

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	440 LOCUST ST, TURLOCK, CA 95380-5328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · Commercial Mortgage MOUNTAIN WEST FINANCIAL INC
May 19, 2021	Grant Deed, Transfer · FHA Mortgage MOUNTAIN WEST FINANCIAL INC
May 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2021 · Amount on Record
Deed Sale	May 19, 2021 · Amount on Record
Deed Document Number	202148109
Prior Transfer Date	Aug 4, 2006
Prior Transfer Doc	0000121054
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	440 LOCUST ST, TURLOCK, CA 95380-5328
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12115 KADOTA AVE, WATERFORD, CA 95386-9683

Mortgage

Document Number	0000048112
Date	May 19, 2021
Instrument	2021-0048112

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company
Address	REDLANDS, CA 92374

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	May 19, 2021
Property Address	440 LOCUST ST, TURLOCK, CA 95380-5328
Document Number	0000048109
Map Reference	VOL 9 PG 25
Instrument Date	May 6, 2021
Instrument	2021-0048109
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 LOCUST ST, TURLOCK, CA 95380-5328

Mortgage

Document Number	0000048110
Date	May 19, 2021
Instrument	2021-0048110

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Mortgage

Document Number	0000048111
Date	May 19, 2021
Instrument	2021-0048111

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company
Address	REDLANDS, CA 92374

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	440 LOCUST ST, TURLOCK, CA 95380-5328
Document Number	0000039450
Instrument Date	May 31, 2018
Transaction Type	Mortgage
Record Updated	Jun 22, 2018
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 LOCUST ST TURLOCK CA 953805328, TURLOCK, CA 95380-5328

Mortgage

Document Number	0000039450
Date	Jun 8, 2018
Instrument	39450

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 7, 2038

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Turlock City
Unified School District	Turlock Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,841.00 (+1.78%)	$358,824 (+2%) Land $198,733 Building $160,091
2025	$3,774.00 (+2.06%)	$351,789 (+4.04%) Land $194,837 Building $156,952
2023	$3,698.00 (+1.29%)	$338,130 Land $187,272 Building $150,858
2022	$3,651.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TURLOCK serves 72,888 people · EPA ID CA5010019
Water Source	Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State Inspection	Mar 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: unWired Broadband.

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