440 Lloyd Ct, Benicia, CA 94510 Property Records

Solano County property record for 440 Lloyd Ct, Benicia, CA 94510

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,280 sqft · built 2005
Lot Size	0.328 acres (14,277 sqft)
Owner	2 Company Names on Record
Last Sale	$875,000 (Feb 2017)
Tax Bill	$14,073 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0083-561-270`

Property Details

APN / Parcel Number

Primary APN	`0083-561-270`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	3,280 sqft Living Area
1st Floor Area	1,677 sqft
2nd Floor Area	1,603 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	14,277 sqft (0.328 acres)
Garage Area	637 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	440 LLOYD CT
City	BENICIA
State	CA
Zip	94510-3980
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	SOUTHAMPTON D6 SUB LOT 135
Legal Subdivision	SOUTHAMPTON D6
Legal Lot Number	135
Legal Unit	D6
Jurisdiction	SOLANO CA
Township / Civil Division	VALLEJO
Census Block Group	3
Census Block	3010
Census Tract	252104

Owner

Source: Solano County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	440 LLOYD CT, BENICIA, CA 94510-3980
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP
Nov 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOAN STORE
Sep 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage OPES ADVISORS
Feb 22, 2017	Grant Deed, Transfer · Conventional Mortgage OPES ADVISORS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2017 · Amount on Record
Deed Sale	Feb 22, 2017 · Amount on Record
Prior Sale	Jun 30, 2005 · Amount on Record
Deed Document Number	201716119
Last Transfer Date	Jul 10, 2024
Transfer Doc	0000030674
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	440 LLOYD CT, BENICIA, CA 94510-3980
Transaction Type	Mortgage
Record Updated	Mar 2, 2022
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 LLOYD CT, BENICIA, CA 94510-3980

Mortgage

Document Number	0000013612
Date	Feb 23, 2022
Instrument	202200013612

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	440 LLOYD CT, BENICIA, CA 94510-3980
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080145
Date	Nov 5, 2019
Instrument	201900080145

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2034

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	440 LLOYD CT, BENICIA, CA 94510-3980
Document Number	0000036883
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	440 LLOYD CT BENICIA CA 945103980, BENICIA, CA 94510-3980

Mortgage

Document Number	0000036883
Date	May 13, 2020
Instrument	36883

Lender

Name	LOAN STORE
Type	Funding / Finance Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	440 LLOYD CT, BENICIA, CA 94510-3980
Document Number	0000078272
Instrument Date	Sep 8, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	440 LLOYD CT BENICIA CA 945103980, BENICIA, CA 94510-3980

Mortgage

Document Number	0000078272
Date	Sep 15, 2017
Instrument	78272

Lender

Name	OPES ADVISORS
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 14, 2032

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOLANO CA
Recording Date	Feb 22, 2017
Property Address	440 LLOYD CT, BENICIA, CA 94510-3980
Document Number	0000016119
Map Reference	MB67 PG1
Instrument Date	Feb 13, 2017
Instrument	201700016119
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	440 LLOYD CT, BENICIA, CA 94510-3980

Mortgage

Document Number	0000016120
Date	Feb 22, 2017
Instrument	201700016120

Lender

Name	OPES ADVISORS INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Mortgage

Document Number	0000016121
Date	Feb 22, 2017
Instrument	201700016121

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Solano County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Benicia City
County	Solano County
Unified School District	Benicia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,057,898 (+2%) Land $236,755 Building $821,143
2025	$14,073.00 (-1.12%)	$1,037,156 (+4.04%) Land $232,113 Building $805,043
2024	$14,233.00 (+1.99%)
2023	$13,955.00 (+1.76%) Homeowner's exemption	$996,883 Land $223,101 Building $773,782	$1,156,050
2022	$13,714.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 67% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BENICIA serves 27,131 people · EPA ID CA4810001
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Unwired.

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