440 Lewis Ln, Pacifica, CA 94044 Property Records

San Mateo County property record for 440 Lewis Ln, Pacifica, CA 94044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,470 sqft · built 1995
Lot Size	0.311 acres (13,529 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,000,000 (Nov 2024)
Tax Bill	$13,166 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`115-530-020`

Property Details

APN / Parcel Number

Primary APN	`115-530-020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,470 sqft Living Area
Gross Area	1,990 sqft
1st Floor Area	780 sqft
2nd Floor Area	690 sqft
Basement Area	520 sqft
Family Room	Family Room

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	13,529 sqft (0.311 acres)
Garage Type	Basement
Garage Area	520 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Street Address	440 LEWIS LN
City	PACIFICA
State	CA
Zip	94044-2003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20000
Legal Description	UNIT 440 438-440 LEWIS LANE PARCEL MAP VOL 67/75-76
Legal Subdivision	438-440 LEWIS LANE
Legal Lot Number	10
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	4
Census Block	4000
Census Tract	602700

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	440 LEWIS LN, PACIFICA, CA 94044-2003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
Sep 29, 2021	Intrafamily Transfer, Transfer
Sep 29, 2021	Intrafamily Transfer, Transfer
Nov 18, 2020	Deed of Trust, Mortgage · Line of Credit PROVIDENT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2024 · Amount on Record
Deed Sale	Nov 20, 2024 · Amount on Record
Prior Sale	Sep 24, 1997 · Amount on Record
Deed Document Number	202461996
Prior Transfer Date	Sep 22, 2021
Prior Transfer Doc	0000138861
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	440 LEWIS LN, PACIFICA, CA 94044-2003
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 LEWIS LN, PACIFICA, CA 94044-2003

Mortgage

Document Number	0000008864
Date	Feb 23, 2026
Instrument	2026-008864

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Sep 29, 2021
Property Address	440 LEWIS LN, PACIFICA, CA 94044-2003
Document Number	0000138861
Map Reference	VOL 67 G 74&75
Instrument Date	Sep 22, 2021
Instrument	2021-138861
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	440 LEWIS LN, PACIFICA, CA 94044-2003

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Sep 29, 2021
Property Address	440 LEWIS LN, PACIFICA, CA 94044-2003
Document Number	0000138862
Map Reference	VOL 67 PG 74&75
Instrument Date	Sep 22, 2021
Instrument	2021-138862
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	440 LEWIS LN, PACIFICA, CA 94044-2003

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	440 LEWIS LN, PACIFICA, CA 94044-2003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 LEWIS LN, PACIFICA, CA 94044-2003

Mortgage

Document Number	0000130433
Date	Nov 18, 2020
Instrument	2020-130433

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Pacifica City
Secondary School District	Jefferson Union High School District (09 - 12)
Elementary School District	Pacifica School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,020,000 (+2%) Land $306,000 Building $714,000
2025	$13,166.00 (+146.28%)	$1,000,000 (+201.68%) Land $300,000 Building $700,000
2024	$5,346.00 (+3.64%)
2023	$5,158.00 (+4.29%) Homeowner's exemption	$331,480 Land $165,740 Building $165,740	$792,180
2022	$4,946.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH COAST COUNTY WATER DIST serves 38,546 people · EPA ID CA4110025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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