440 Lavaca Dr, San Benito, TX 78586 Property Records

Cameron County property record for 440 Lavaca Dr, San Benito, TX 78586

Property Summary

Property Type	Single Family Home
Details	1,416 sqft · built 2016
Lot Size	0.154 acres (6,693 sqft)
Owner	Individual Name on File
Last Sale	$169,600 (May 2019)
Tax Bill	$2,840 (2025)
Deeds & Mortgages	Jul 2022 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`610853-0030-075000`

Property Details

APN / Parcel Number

Primary APN	`610853-0030-075000`
Alternative APN	`360443`

Interior

Stories	1 Story
Building Area	1,416 sqft Living Area
Gross Area	1,724 sqft
1st Floor Area	1,416 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	6,693 sqft (0.154 acres)
Garage Type	Attached
Garage Area	308 sqft
Driveway	Concrete Driveway
Driveway Area	560 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	83 sqft

Location & Zoning

Street Address	440 LAVACA DR
City	SAN BENITO
State	TX
Zip	78586
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 75 BLK 3 LAS BRISAS REAL SUBDIVISION (C1-2888A CCMR FILED 3-7-08)
Legal Subdivision	LAS BRISAS REAL SUBDIVISION
Legal Block	3
Legal Lot Number	75
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	2
Census Block	2010
Census Tract	11701

Owner

440 Lavaca Dr is owned and occupied by an individual who bought it in May 2019.

Source: Cameron County records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	440 LA VACA DR S, SAN BENITO, TX 78586-4184
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMCAP MORTGAGE LTD
May 31, 2019	Vendor's Lien, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2019 · Amount on File
Deed Sale	May 31, 2019 · Amount on File
Prior Sale	Oct 31, 2016 · Amount on File
Deed Document Number	201920600
Deed Book / Page	24256 / 289
Prior Transfer Date	May 30, 2019
Prior Transfer Doc	24256/289
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	440 LAVACA DR, SAN BENITO, TX 78586
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	SAN JACINTO TTL SVCS HARLING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202227316
Date	Jul 1, 2022
Instrument	2022-27316

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77036

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jul 1, 2047

May 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	May 31, 2019
Property Address	440 LAVACA DR, SAN BENITO, TX 78586
Document Number	24256/289
Book / Page	24256 / 289
Map Reference	CAB 1 PG 2888A
Instrument Date	May 30, 2019
Instrument	2019-00020600
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	SAN JACINTO TITLE SERVICES-HOLLY, SAN JACINTO TTL SVCS HARLING

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 LAVACA DR, SAN BENITO, TX 78586

Mortgage

Document Number	201900020601
Date	May 31, 2019
Instrument	2019-00020601

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 440 Lavaca Dr was $2,840 with a homeowner's exemption.

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	San Benito City
Unified School District	San Benito Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,232 (+1%)	$225,568 (+3.34%) Land $60,237 Building $165,331
2025	$2,840.00 Homeowner's exemption	$182,029 Land $51,201 Building $167,085	$218,286 Land $51,201 Building $167,085
2023		$233,044 Land $27,441 Building $205,603	$233,044 Land $27,441 Building $205,603
2022	$2,666.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 Lavaca Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Nearby Flood Policies	33 in force
Nearby Flood Claims	10 (2025)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2025 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 Lavaca Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN BENITO serves 24,250 people · EPA ID TX0310007
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
RGV Communications Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Smartcom Telephone.

Nearby Properties on Lavaca Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures