Madison County property record for 440 Laurel Ave, Comer, GA 30629
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,541 sqft · built 1900 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Jul 2023) |
| Tax Bill | $3,501 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Jun 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CO04 042 |
| Primary APN | CO04 042 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,541 sqft Heated Area |
| 1st Floor Area | 1,499 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 23,087 sqft (0.53 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 217 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 703 |
|---|---|
| Street Address | 440 LAUREL AVE |
| City | COMER |
| State | GA |
| Zip | 30629-3419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CO-R1 |
| Legal Description | HSE/OB/LAND |
| Jurisdiction | MADISON GA |
| Township / Civil Division | COMER |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 20300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Comer Historic District listed 1995 · 174 contributing resources · NRIS 95001378 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Madison County records, as of March 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 440 LAUREL AVE, COMER, GA 30629-3419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Jun 22, 2023 | Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND |
| Jun 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK |
| Mar 28, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2023 · Amount on Record |
| Deed Sale | Jul 5, 2023 · Amount on Record |
| Prior Sale | Mar 28, 2019 · Amount on Record |
| Deed Document Number | 2023750 |
| Deed Book / Page | 2116 / 252 |
| Prior Transfer Date | Feb 24, 2005 |
| Prior Transfer Doc | 000777/187 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON GA |
| Recording Date | Jun 22, 2023 |
| Property Address | 440 LAUREL AVE, COMER, GA 30629-3419 |
| Document Number | 002116/252 |
| Book / Page | 2116 / 252 |
| Instrument Date | Jun 22, 2023 |
| Instrument | 2023-000750 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 440 LAUREL AVE, COMER, GA 30629-3419 |
| Document Number | 0002116257 |
|---|---|
| Date | Jun 22, 2023 |
| Instrument | 2116/257 |
| Name | BANK OF ENGLAND |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON GA |
| Property Address | 440 LAUREL AVE, COMER, GA 30629-3419 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 440 LAUREL AVE, COMER, GA 30629-3419 |
| Document Number | 0000001794/0000000153 |
|---|---|
| Date | Jun 6, 2019 |
| Book Page | 0000001794/0000000153 |
| Name | MAGNOLIA BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON GA |
| Recording Date | Mar 28, 2019 |
| Property Address | 440 LAUREL AVE, COMER, GA 30629-3419 |
| Document Number | 001794/149 |
| Book / Page | 1794 / 149 |
| Instrument Date | Mar 28, 2019 |
| Instrument | 2019-000298 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 440 LAUREL AVE, COMER, GA 30629-3419 |
Source: Madison County assessment roll, as of December 12, 2025
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Comer City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,501.00 (+13.48%) Homeowner's exemption | $117,460 (+37.43%) Land $9,612 Building $107,848 | $293,649 (+37.42%) Land $24,029 Building $269,620 |
| 2023 | $3,085.00 (+34.72%) Homeowner's exemption | $85,472 (+16.52%) Land $7,840 Building $77,632 | $213,681 (+16.52%) Land $19,601 Building $194,080 |
| 2022 | $2,290.00 Homeowner's exemption | $73,357 Land $5,388 Building $67,969 | $183,393 Land $13,471 Building $169,922 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 88% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMER serves 1,531 people · EPA ID GA1950002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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