Berks County property record for 440 Lancaster Ave, Reading, PA 19611
| Property Type | Store with Apartments |
|---|---|
| Details | 6,975 sqft · built 1929 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $510,000 (May 2007) |
| Tax Bill | $6,786 (2026) |
| Deeds & Mortgages | Jan 2018 Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5306-57-54-9543 |
| Primary APN | 5306-57-54-9543 |
|---|---|
| Alternative APNs |
|
| Units | 9 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 6,975 sqft Gross Area |
| 1st Floor Area | 5,319 sqft |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Exterior Material | Concrete Block |
| Lot Area | 20,909 sqft (0.48 acres) |
| View / Lot | Major Commercial Strip |
| Garage Type | Detached |
| Garage Area | 740 sqft |
| Total Buildings | 2 Buildings |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Account Number | 18441625 |
|---|---|
| Street Address | 440 LANCASTER AVE |
| City | READING |
| State | PA |
| Zip | 19611-1632 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Store with Apartments |
| Legal Subdivision | BOYER HEIGHTS |
| Legal Block | 54 |
| Legal Lot Number | PT 21 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 2900 |
440 Lancaster Ave, a commercial property, is owned by two individuals who bought it in May 2007.
Source: Berks County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 619 HIGH BLVD, READING, PA 19607-2118 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK |
| May 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2007 · Amount on File |
| Deed Sale | May 23, 2007 · Amount on File |
| Prior Sale | May 4, 2005 · Amount on File |
| Deed Document Number | 200731268 |
| Deed Book / Page | 5142 / 21 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 440 LANCASTER AVE, READING, PA 19611-1632 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001685 |
|---|---|
| Date | Jan 16, 2018 |
| Instrument | 2018001685 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 440 LANCASTER AVE, READING, PA 19611-1632 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014195 |
|---|---|
| Date | May 1, 2018 |
| Instrument | 2018014195 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 440 Lancaster Ave was $6,786.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,786.00 | $240,400 Land $158,800 Building $81,600 | $158,800 Land $158,800 |
| 2024 | $6,364.00 | $240,400 Land $158,800 Building $81,600 | |
| 1994 | $240,400 Land $158,800 Building $81,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 440 Lancaster Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–2006) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jun 2006 · Severe Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 440 Lancaster Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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