440 Keller Ln, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 440 Keller Ln, Saint Augustine, FL 32086 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,100 sqft · built 1992
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,278 (2025)
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`137148-0060`

Property Details

APN / Parcel Number

Primary APN	`137148-0060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,100 sqft Living Area
Gross Area	2,760 sqft
1st Floor Area	1,350 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2007
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	48,787 sqft (1.12 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	480 sqft
Porch	Finished/Open Porch
Porch Area	1,001 sqft
Deck Area	210 sqft
Patio Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	440 KELLER LN
City	SAINT AUGUSTINE
State	FL
Zip	32086-5829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14-6 PT OF GL 1 LYING E OF A 30FT RD & PT OF SEC 38 LYING E (EX PTS IN OR3601/1714 & 1718) & INCL TRI PTS IN OR3601/1716 & 1720 - 144.5FT ON RD OR826/1141 & 3601/1716 & 1720 & 3894/240(L/E)
Legal Range	29E
Legal Township	08S
Legal Section	13
Legal Subdivision	MOULTRIE TRACE SUB
Legal Phase	38
Legal Lot Number	14-6
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	1
Census Block	1018
Census Tract	21207

Owner

Source: St. Johns County records · APN 137148-0060

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	440 KELLER LN, SAINT AUGUSTINE, FL 32086-5829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	May 20, 2014
Transfer Doc	0038940240
Record Updated	Jun 08, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	440 KELLER LN, SAINT AUGUSTINE, FL 32086-5829
Document Number	0048000507
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 04, 2019
Title Company	ACTION TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	440 KELLER LN ST AUGUSTINE FL 320865829, ST AUGUSTINE, FL 32086-5829

Mortgage

Document Number	0048000507
Date	Sep 24, 2019
Book Page	004800/000507
Instrument	70616

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Sep 23, 2034

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,317 (+2.7%)	$520,735 (+1.15%) Land $80,293 Building $440,442
2025	$3,278.00 (+13.23%) Homeowner's exemption	$257,368 (+2.9%)	$514,828 (-4.61%) Land $80,293 Building $434,535
2024	$2,895.00 (+2.08%) Homeowner's exemption	$250,115 (+3%)	$539,693 (+2.72%) Land $68,992 Building $470,701
2023	$2,836.00 (+3.13%) Homeowner's exemption	$242,830 (+3%)	$525,405 (+22.66%) Land $68,992 Building $456,413
2022	$2,750.00 Homeowner's exemption	$235,757	$428,347 Land $68,992 Building $359,355

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 26% of Florida
Wildfire Likelihood	About 1 in 806 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.