440 Johnson Rd, Conowingo, MD 21918 Property Records

Cecil County property record for 440 Johnson Rd, Conowingo, MD 21918

Property Summary

Property Type	Rural Home
Details	2.5 ba · 3,743 sqft · built 1900
Lot Size	18.3 acres (797,148 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Oct 2022)
Tax Bill	$4,711 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-004692`

Property Details

APN / Parcel Number

Primary APN	`08-004692`
Alternative APNs	`8004692` `004692`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,743 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	797,148 sqft (18.3 acres)
Garage Type	Detached
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	389 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	004692
Street Address	440 JOHNSON RD
City	CONOWINGO
State	MD
Zip	21918-1325
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	NAR
Legal Description	18.307 ACRES 440 JOHNSON ROAD N/E OF KILBYS CORNER
Jurisdiction	CECIL MD
Township / Civil Division	8, OAKWOOD
Census Block Group	1
Census Block	1031
Census Tract	31400

Owner

Source: Cecil County records · APN 08-004692

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	440 JOHNSON RD, CONOWINGO, MD 21918-1325
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Dec 06, 2017	Deed of Trust, Mortgage · Conventional Mortgage THE COLUMBIA BANK
Oct 11, 2022	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 11, 2022 · Amount on Record
Deed Sale	Oct 11, 2022 · Amount on Record
Prior Sale	Nov 20, 1997 · Amount on Record
Deed Book / Page	5244 / 459
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	440 JOHNSON RD, CONOWINGO, MD 21918-1325
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041710145
Date	Dec 06, 2017
Book Page	4171/145

Lender

Name	THE COLUMBIA BANK
Type	Bank
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2047

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Oct 11, 2022
Property Address	440 JOHNSON RD, CONOWINGO, MD 21918-1325
Document Number	0052440459
Book / Page	5244 / 459
Instrument Date	Sep 26, 2022
Transaction Type	Transfer
Record Updated	Oct 19, 2022
Title Company	ARDENT TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	440 JOHNSON RD, CONOWINGO, MD 21918-1325

Mortgage

Document Number	0052440464
Date	Oct 11, 2022
Instrument	5244-0464

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2052

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$440,000 (+7.56%)	$470,000 (-6.04%) Land $80,400 Building $389,600
2025	$4,711.00 (+21.51%)
2023	$3,877.00	$409,067	$500,200 Land $155,600 Building $344,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 10, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Armstrong Holdings Cable	750 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 43 locations within half a mile of this property.

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