Lorain County property record for 440 Jefferson St, Elyria, OH 44035 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1926 |
| Square Footage | 1,219 sqft Living Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $63,000 (2019) |
| Tax Bill | $1,906.00 (2024) |
| Primary APN | 06-24-069-103-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,219 sqft Living Area |
| 1st Floor | 625 sqft 1st Floor |
| Basement Area | 625 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 7,405 sqft (0.17 acres) |
| Depth X Width | 150 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 300 sqft Garage |
| Balcony Area | 63 sqft Balcony |
| Porch Area | 160 sqft Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 440 JEFFERSON ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3338 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ELY & BOYNTON 50 X 150 |
| Legal Subdivision | ELY & BOYNTON |
| Legal Tract | 24 |
| Legal Block | 103 |
| Legal Lot Number | 21 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2009 |
| Census Tract | 70500 |
Source: Lorain County records · APN 06-24-069-103-010
Assessment roll updated May 16, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 440 JEFFERSON ST, ELYRIA, OH 44035-3338 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 18, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN MIDWEST MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 18, 2019 · Amount on Record |
| Deed Sale | Jul 18, 2019 · Amount on Record |
| Deed Doc Number | 2019722449 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 440 JEFFERSON ST, ELYRIA, OH 44035-3338 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 440 JEFFERSON ST, ELYRIA, OH 44035-3338 |
| Document Number | 0000088683 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | 2026-0088683 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 18, 2019 |
| Property Address | 440 JEFFERSON ST, ELYRIA, OH 44035-3338 |
| Document Number | 0000722449 |
| Map Reference | VOL 4 PG 44 |
| Instrument Date | Jul 17, 2019 |
| Instrument | 2019-0722449 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Title Company | OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 440 JEFFERSON ST, ELYRIA, OH 44035-3338 |
| Document Number | 0000722450 |
|---|---|
| Date | Jul 18, 2019 |
| Instrument | 2019-0722450 |
| Name | AMERICAN MIDWEST MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,865.00 (-2.15%) Homeowner's exemption | $39,610 (+0.02%) Land $6,130 Building $33,480 | $113,150 (-) Land $17,500 Building $95,650 |
| 2024 | $1,906.00 (+43.85%) | $39,603 (+67.97%) Land $6,125 Building $33,478 | $113,150 (+67.98%) Land $17,500 Building $95,650 |
| 2023 | $1,325.00 (+2.87%) | $23,577 (-0.01%) Land $5,660 Building $17,917 | $67,360 (-) Land $16,170 Building $51,190 |
| 2022 | $1,288.00 | $23,580 Land $5,660 Building $17,920 | |
| 2021 | $67,360 Land $16,170 Building $51,190 |
440 Jefferson St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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