San Luis Obispo County property record for 440 Java St, Morro Bay, CA 93442 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1969 |
| Square Footage | 816 sqft Living Area |
| Lot Size | 2,400 sqft (0.055 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $737,000 (2023) |
| Tax Bill | $8,285.00 (2025) |
| Primary APN | 065-073-038 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 816 sqft Living Area |
| Year Built | Built 1969 |
|---|---|
| Construction Type | Wood Construction |
| Lot Area | 2,400 sqft (0.055 acres) |
| Parking Spaces | 1 Parking Spaces |
| Street Address | 440 JAVA ST |
|---|---|
| City | MORRO BAY |
| State | CA |
| Zip | 93442-1312 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CY MB ATAS BCH BL 6E LT 5 |
| Legal Subdivision | ATASCADERO BEACH |
| Legal Block | 6 |
| Legal Lot Number | 5 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Minor Civil Division | NORTH COAST |
| Census Blockgroup | 1 |
| Census Block | 1015 |
| Census Tract | 10506 |
Source: San Luis Obispo County records · APN 065-073-038
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 440 JAVA ST, MORRO BAY, CA 93442-1312 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 10, 2023 | Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 22, 2021 | Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Nov 05, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 02, 2017 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 10, 2023 · Amount on Record |
| Deed Sale | Aug 10, 2023 · Amount on Record |
| Prior Sale | Jun 22, 2021 · Amount on Record |
| Deed Doc Number | 2023023581 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Aug 10, 2023 |
| Property Address | 440 JAVA ST, MORRO BAY, CA 93442-1312 |
| Document Number | 0000023581 |
| Map Reference | MB 2 PG 15 |
| Instrument Date | Jul 06, 2023 |
| Instrument | 2023023581 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 440 JAVA ST, MORRO BAY, CA 93442-1312 |
| Document Number | 0000023582 |
|---|---|
| Date | Aug 10, 2023 |
| Instrument | 2023023582 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jun 22, 2021 |
| Property Address | 440 JAVA ST, MORRO BAY, CA 93442-1312 |
| Document Number | 0000044295 |
| Map Reference | MB 2 PG 15 |
| Instrument Date | May 28, 2021 |
| Instrument | 2021044295 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 440 JAVA ST, MORRO BAY, CA 93442-1312 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 440 JAVA ST, MORRO BAY, CA 93442-1312 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 440 JAVA ST, MORRO BAY, CA 93442-1312 |
| Document Number | 0000063622 |
|---|---|
| Date | Nov 05, 2020 |
| Instrument | 2020063622 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 440 JAVA ST, MORRO BAY, CA 93442-1312 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000038134 |
|---|---|
| Date | Sep 11, 2019 |
| Instrument | 2019038134 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jun 02, 2017 |
| Property Address | 440 JAVA ST, MORRO BAY, CA 93442-1312 |
| Document Number | 0000024274 |
| Map Reference | MB2 PG15 |
| Instrument Date | May 08, 2017 |
| Instrument | 2017024274 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 440 JAVA ST, MORRO BAY, CA 93442-1312 |
| Document Number | 0000024275 |
|---|---|
| Date | Jun 02, 2017 |
| Instrument | 2017024275 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Morro Bay City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,285.00 (+11.85%) | $751,740 (+11.16%) Land $535,500 Building $216,240 |
| 2023 | $7,407.00 (+6.7%) Homeowner's exemption | $676,260 Land $494,190 Building $182,070 |
| 2022 | $6,942.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 67% of the US · above 41% of California |
|---|---|
| Wildfire Likelihood | About 1 in 389 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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