440 Hull St, Sparta, MI 49345 Property Records

Kent County property record for 440 Hull St, Sparta, MI 49345

Property Summary

Property Type	Residential Vacant Land
Lot Size	7.32 acres (318,859 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Aug 2022)
Tax Bill	$3,069 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-06-07-200-034`

Property Details

APN / Parcel Number

Primary APN	`41-06-07-200-034`
Alternative APN	`410607200029`

Exterior

Lot Area	318,859 sqft (7.32 acres)

Location & Zoning

Street Address	440 HULL ST
City	SPARTA
State	MI
Zip	49345-8534
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RR
Legal Description	410607200034 PART N 1/2 OF SEC COM AT N 1/4 COR TH SLY ALONG N&S 1/4 LINE TO N LINE OF SE 1/4 NW 1/4 & BEG OF THIS DESC - TH
Legal Range	11W
Legal Township	09N
Legal Section	07
Jurisdiction	KENT MI
Township / Civil Division	ALGOMA
Census Block Group	2
Census Block	2020
Census Tract	10601

Owner

440 Hull St, residential vacant land, is owned by two individuals who bought it in August 2022.

Source: Kent County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	480 HULL ST, SPARTA, MI 49345-8534
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2022 · Amount on File
Deed Sale	Aug 18, 2022 · Amount on File
Prior Sale	Aug 3, 2009 · Amount on File
Deed Document Number	202265736
Prior Transfer Date	Mar 10, 2014
Prior Transfer Doc	0000018233
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Aug 18, 2022
Property Address	440 HULL ST, SPARTA, MI 49345-8534
Document Number	0000065736
Instrument Date	Aug 3, 2022
Instrument	20220818-0065736
Transaction Type	Transfer
Record Updated	Nov 25, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1185 TREEWAY NW, 1185, SPARTA, MI 49345-8240

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 HULL ST, SPARTA, MI 49345-8534

Mortgage

Document Number	0000065737
Date	Aug 18, 2022
Instrument	20220818-0065737

Lender

Name	UNITED BANK OF MICHIGAN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	1-Year CMT
Max Rate	10.2%

Tax Assessment & Valuation

The 2025 property tax bill for 440 Hull St was $3,069.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Algoma Township
Unified School District	Sparta Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,500 (+15.55%)	$159,000 (+15.55%)
2025	$3,069.00	$68,800	$137,600
2023		$58,000	$116,000
2021	$1,621.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 440 Hull St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 Hull St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30
Michwave Technologies Fixed Wireless	25 / 15

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Hull St

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