440 Hilltop Ave, Kalispell, MT 59901 Property Records

Flathead County property record for 440 Hilltop Ave, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,393 sqft · built 2014
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$947,625 (Jan 2025)
Tax Bill	$4,241 (2026)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R606022`

Property Details

APN / Parcel Number

Primary APN	`R606022`
Alternative APNs	`07-3965-01-2-10-07-0000` `0000504348`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,393 sqft Living Area
1st Floor Area	1,393 sqft
Basement Area	1,393 sqft
Finished Basement	1,393 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	75 sqft
Deck Area	312 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000504348
Street Address	440 HILLTOP AVE
City	KALISPELL
State	MT
Zip	59901-2519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHLAND SUB PHASE 3, S01, T28 N, R22 W, LOT 10
Legal Range	22W
Legal Township	28N
Legal Section	01
Legal Subdivision	NORTHLAND SUB PHASE 3
Legal Lot Number	10
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	1
Census Block	1009
Census Tract	902

Owner

440 Hilltop Ave is owned and occupied by two individuals who bought it in January 2025.

Source: Flathead County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	440 HILLTOP AVE, KALISPELL, MT 59901-2519
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Special Warranty Deed, Transfer · Conventional Mortgage WHITEFISH CU
Sep 23, 2022	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Nov 12, 2019	Warranty Deed, Transfer · Conventional Mortgage WHITEFISH CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2025 · Amount on File
Deed Sale	Jan 3, 2025 · Amount on File
Prior Sale	Sep 23, 2022 · Amount on File
Deed Document Number	2025130
Prior Transfer Date	Sep 17, 2014
Prior Transfer Doc	0000019879
Record Updated	Oct 29, 2026

September 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Sep 23, 2022
Property Address	440 HILLTOP AVE, KALISPELL, MT 59901-2519
Document Number	202200025409
Instrument Date	Sep 12, 2022
Instrument	202200025409
Transaction Type	Transfer
Record Updated	Oct 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 DALLAS PKWY STE 101, 2600, FRISCO, TX 75034-8984

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 HILLTOP AVE, KALISPELL, MT 59901-2519

Mortgage

Document Number	202200025410
Date	Sep 23, 2022
Instrument	202200025410

Lender

Name	WHITEFISH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Sep 23, 2022
Property Address	440 HILLTOP AVE, KALISPELL, MT 59901-2519
Document Number	202200025408
Instrument Date	Sep 1, 2022
Instrument	202200025408
Transaction Type	Transfer
Record Updated	Oct 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2600 DALLAS PKWY STE 101, 101, FRISCO, TX 75034-8984
Investor	Possibly a Property Investor

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Nov 12, 2019
Property Address	440 HILLTOP AVE, KALISPELL, MT 59901-2519
Document Number	201900029230
Instrument Date	Nov 12, 2019
Instrument	201900029230
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	440 HILLTOP AVE, KALISPELL, MT 59901-2519

Mortgage

Document Number	201900029231
Date	Nov 12, 2019
Instrument	201900029231

Lender

Name	WHITEFISH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 20, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 440 Hilltop Ave was $4,241.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Kalispell City
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,241.00	$745,800
2025			$745,800 Land $120,492 Building $625,308
2023	$5,926.00	$592,000	$592,000 Land $78,414 Building $513,586

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 Hilltop Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 Hilltop Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALISPELL PUBLIC WORKS serves 25,000 people · EPA ID MT0000259
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bullitt Communications Fixed Wireless	100 / 50
MontanaSky Networks Fixed Wireless	100 / 20

May also be available: Verizon.

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