Livingston County property record for 440 Henderson Rd, Howell, MI 48855
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,763 sqft · built 1965 |
| Lot Size | 2.97 acres (129,373 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,170 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-400-002 |
| Primary APN | 06-23-400-002 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,763 sqft Living Area |
| 1st Floor Area | 1,191 sqft |
| Basement Area | 375 sqft |
| Unfinished Basement | 375 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Tri-Level |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Lot Area | 129,373 sqft (2.97 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 144 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 440 HENDERSON RD |
|---|---|
| City | HOWELL |
| State | MI |
| Zip | 48855-8780 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR |
| Legal Description | SEC. 23 T3N, R4E, BEG. IN CEN. OF HENDERSON ROAD AND ON S. LINE OF SEC. 606.5 FT. W. OF S. E. COR. THENCE W. 200 FT., N. |
| Legal Range | 04E |
| Legal Township | 03N |
| Legal Section | 23 |
| Legal Tract | 724000 |
| Jurisdiction | LIVINGSTON MI |
| Township / Civil Division | HOWELL |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 724003 |
440 Henderson Rd is owned and occupied by two individuals.
Source: Livingston County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 440 HENDERSON RD, HOWELL, MI 48855-8780 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Property Address | 440 HENDERSON RD, HOWELL, MI 48855-8780 |
| Document Number | 0000017233 |
| Instrument Date | Jun 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 440 HENDERSON RD HOWELL MI 488558780, HOWELL, MI 48855-8780 |
| Document Number | 0000017233 |
|---|---|
| Date | Jun 13, 2017 |
| Instrument | 17233 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 12, 2032 |
The 2025 property tax bill for 440 Henderson Rd was $2,170 with a homeowner's exemption.
Source: Livingston County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Livingston County |
| County Subdivision | Howell Township |
| Unified School District | Howell Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $152,268 | $304,536 | |
| 2025 | $2,170.00 | ||
| 2023 | $117,040 | ||
| 2021 | $1,746.00 | $234,080 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 440 Henderson Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 17, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 440 Henderson Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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