440 Hazel Cir, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 440 Hazel Cir, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,142 sqft · built 1969
Lot Size	0.44 acres (19,200 sqft)
Owner	2 Owner Names on File
Last Sale	$79,900 (Apr 2000)
Tax Bill	$467 (2025)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-23-01-405-004`

Property Details

APN / Parcel Number

Primary APN	`40-23-01-405-004`
Alternative APNs	`0089361-000000-6` `10004605231`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,142 sqft Living Area
Gross Area	1,756 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1969
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	19,200 sqft (0.44 acres)
Lot Dimensions	120 ft deep x 160 ft wide
Garage Area	350 sqft
Driveway	Driveway
Driveway Area	333 sqft

Exterior Amenities

Pool Area	288 sqft
Porch	Porch
Porch Area	264 sqft
Fence	Fence
Shed	1 Shed
Shed Area	240 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004605231
Old Parcel Number	00893610000006
Street Address	440 HAZEL CIR
City	PUNTA GORDA
State	FL
Zip	33982-8226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PRS 007 000L 0010 PEACE RIVER SHORES UNIT 7 BLK L LTS 10 & 11 426/881 430/514 501/363 519/278 548/1888 586/2136 D
Legal Range	23E
Legal Township	40S
Legal Section	01
Legal Subdivision	PEACE RIVER SHORES
Legal Block	L
Legal Lot Number	10 11
Legal Unit	7
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1069
Census Tract	10200

Owner

The current owner of 440 Hazel Cir bought it in April 2000.

Source: Charlotte County records, as of December 10, 2025

Owner of Record	2 Owner Names on File
Mailing Address	440 HAZEL CIR, PUNTA GORDA, FL 33982-8226
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2000 · Amount on File
Deed Sale	Apr 18, 2000 · Amount on File
Deed Document Number	0178500211
Deed Book / Page	01785 / 00211
Record Updated	Jun 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	440 HAZEL CIR, PUNTA GORDA, FL 33982-8226
Document Number	0043121492
Instrument Date	Apr 27, 2018
Transaction Type	Mortgage
Record Updated	May 22, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	440 HAZEL CIR PUNTA GORDA FL 339828226, PUNTA GORDA, FL 33982-8226

Mortgage

Document Number	0043121492
Date	May 8, 2018
Book Page	004312/001492
Instrument	2610399

Lender

Name	REGIONS BK/FAYETTE
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	May 7, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 440 Hazel Cir was $467 with exemptions applied.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$467.00 Homeowner's exemption Disabled Person's exemption	$76,012	$135,951 Land $26,136 Building $109,815
2023	$1,763.00 (+0.57%) Homeowner's exemption Disabled Person's exemption	$71,718 (+3%)	$128,097 (-21.17%) Land $26,453 Building $101,644
2022	$1,753.00 Homeowner's exemption Disabled Person's exemption	$69,629	$162,489 Land $20,196 Building $142,293

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 Hazel Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 126 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	126 in force
Nearby Flood Claims	68 (1982–2024)
Claims Outside the SFHA	4 of 68
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 29 claims Hurricane Helene, Sep 2024 · 14 claims Hurricane Ian, Sep 2022 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 Hazel Cir is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20