440 Harness Ln, West Fork, AR 72774 Property Records

Washington County property record for 440 Harness Ln, West Fork, AR 72774

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,605 sqft · built 2006
Owner	Individual Name on File
Last Sale	$132,900 (Feb 2015)
Tax Bill	$1,028 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`201-00032-000`

Property Details

APN / Parcel Number

Primary APN	`201-00032-000`
Alternative APNs	`775-39113-000` `474827.0` `142226` `98225`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,605 sqft Living Area
1st Floor Area	1,605 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Garage Type	Attached
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	504 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	157 sqft
Patio Area	60 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	474827.0
Old Parcel Number	201-00032-000
Street Address	440 HARNESS LN
City	WEST FORK
State	AR
Zip	72774-3243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	ANNEXED TO CITY OF GREENLAND FOR 2024 & FOLLOWING YEARS PER ANNEXATION ORDER 374
Legal Range	30
Legal Township	15
Legal Section	16
Legal Subdivision	HOMESTEAD ADDITION
Legal Lot Number	32
Jurisdiction	WASHINGTON AR
Township / Civil Division	GREENLAND
Census Block Group	3
Census Block	3028
Census Tract	11003

Owner

440 Harness Ln is owned and occupied by an individual who bought it in February 2015.

Source: Washington County records, as of October 22, 2025

Owner of Record	Individual Name on File
Mailing Address	440 HARNESS LN, WEST FORK, AR 72774-3243
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2015 · Amount on File
Deed Sale	Feb 11, 2015 · Amount on File
Prior Sale	Aug 18, 2011 · Amount on File
Deed Document Number	2015-003455
Deed Book / Page	2015 / 3455
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON AR
Property Address	440 HARNESS LN, WEST FORK, AR 72774-3243
Transaction Type	Mortgage
Record Updated	Oct 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300024892
Date	Sep 22, 2023
Instrument	2023-00024892

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 21, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 440 Harness Ln was $1,028 with a homeowner's exemption.

Source: Washington County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Washington County
Municipality	Greenland City
Unified School District	Greenland Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,028.00 Homeowner's exemption	$51,540 Land $7,200 Building $44,340
2023	$1,008.00 Homeowner's exemption	$51,540 Land $7,200 Building $44,340	$257,700 Land $36,000 Building $221,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 440 Harness Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (2004–2017)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Associated Flooding, May 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 Harness Ln is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 98.1% of Arkansas
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAYETTEVILLE WATERWORKS serves 116,398 people · EPA ID AR0000569
Water Source	Purchased surface water from BEAVER WATER DISTRICT
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20